Compare Today’s Mortgage Rates in Liberty, New York 12754
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Liberty, New York 12754.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Liberty, New York 12754. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,681 over the lifetime of your mortgage, which translates to a monthly savings of $32 in Liberty and other areas of Sullivan county.
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Summary of Average Mortgages in Liberty, New York 12754
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Liberty, New York 12754
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Liberty, NY 12754. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Liberty, New York 12754 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Liberty, New York and around Sullivan county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
| avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
| % 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
| avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
| Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
| Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
| Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
| % First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
| Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Liberty, New York 12754
For those searching for a new home in Liberty, we have compiled a list of the top mortgage brokers located in and around Liberty, New York 12754 to assist you with your search.
Name
Address
Contact
Internet Communications
42 N Main St
Liberty NY 12754
(845) 292-5101
office@internetwww.com
Hometown Mortgage
32 Clinton St
Saratoga Springs NY 12754
(518) 584-3300
Homestead Funding
517 Broadway
Saratoga Springs NY 12754
(518) 306-4511
https://saratoga.homesteadfunding.com/
Century Health Capital
18 Division St
Saratoga Springs NY 12754
(518) 583-1667
info@chcap.com
The Funding Store
368 Broadway
Saratoga Springs NY 12754
(518) 587-0523
gardner@paymentlower.com
Address
42 N Main St
Liberty NY
Contact
(845) 292-5101
office@internetwww.com
Address
32 Clinton St
Saratoga Springs NY
Contact
(518) 584-3300
Address
517 Broadway
Saratoga Springs NY
Contact
(518) 306-4511
https://saratoga.homesteadfunding.com/