Compare Today’s Mortgage Rates in Long Beach, New York 11561
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Long Beach, New York 11561.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $47,021 over the lifetime of your 30-year fixed loan, or a monthly savings of $131 in Long Beach and other areas of Nassau county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
40.587697
-73.659467
3773
Summary of Average Mortgages in Long Beach, New York 11561
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Long Beach, New York 11561
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Long Beach, New York 11561
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Long Beach, NY 11561. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Long Beach, New York 11561 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Long Beach, New York and around Nassau county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.20% | 96.12% | 97.15% | 96.14% | 94.82% | 95.00% | 95.06% | 94.44% | 95.53% |
avg mortgage rate | 6.40% | 4.24% | 2.97% | 3.50% | 4.43% | 4.63% | 4.29% | 4.08% | 4.17% |
% 15 year fixed mortgage | 3.03% | 2.69% | 2.01% | 3.04% | 3.42% | 3.41% | 3.62% | 4.58% | 3.98% |
avg mortgage rate | 5.58% | 3.64% | 2.33% | 2.93% | 3.88% | 3.91% | 3.59% | 3.20% | 3.30% |
Avg credit score | 756.71 | 765.92 | 771.14 | 759.00 | 753.86 | 753.98 | 752.93 | 752.35 | 751.97 |
Avg LTV (loan to value) | 72.01% | 73.48% | 74.77% | 73.96% | 72.06% | 70.54% | 69.91% | 70.97% | 70.49% |
Avg DTI (debt to income) | 40.57 | 39.90 | 36.78 | 37.57 | 38.07 | 39.90 | 38.27 | 36.29 | 36.48 |
% First time homebuyer | 64.90% | 66.79% | 69.42% | 66.80% | 62.77% | 59.51% | 58.73% | 52.82% | 59.84% |
Avg mortgage insurance % | 3.72% | 3.93% | 4.05% | 3.97% | 3.50% | 2.12% | 1.81% | 2.32% | 1.48% |
Best Mortgage Brokers around Long Beach, New York 11561
For those searching for a new home in Long Beach, we have compiled a list of the top mortgage brokers located in and around Long Beach, New York 11561 to assist you with your search.
Name
Address
Contact
USA Mortgage Bankers
120 W Park Ave
Long Beach NY 11561
(516) 897-5335
Park View Mortgage
64 W Park Ave
Long Beach NY 11561
(516) 992-2400
JPS
28 E Park Ave
Long Beach NY 11561
(516) 432-1353
Seren Funding Corporation
65 Lincoln Blvd
Long Beach NY 11561
(516) 432-4628
Mortgage Goldkey
27 Georgia Ave
Long Beach NY 11561
(516) 897-7500
Address
120 W Park Ave
Long Beach NY
Contact
(516) 897-5335
Address
64 W Park Ave
Long Beach NY
Contact
(516) 992-2400
Address
28 E Park Ave
Long Beach NY
Contact
(516) 432-1353