Compare Today’s Mortgage Rates for Long Beach, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Long Beach, New York 11561. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $72,364 or $201 / month in Long Beach and surrounding areas of Nassau county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Long Beach, New York 11561.

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Summary of Average Mortgage Terms in Long Beach, New York 11561

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Long Beach, New York 11561 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Long Beach, New York and around Nassau county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 89.16% 89.70% 92.08% 90.48% 90.61% 90.85% 91.35% 93.56%
avg mortgage rate 4.97% 4.65% 3.90% 3.93% 4.44% 4.12% 3.99% 4.18%
% 15 year fixed mortgage 9.11% 8.40% 5.94% 7.26% 7.98% 7.75% 5.84% 4.95%
avg mortgage rate 4.33% 3.87% 3.37% 3.04% 3.50% 3.24% 3.13% 3.25%
Avg credit score 758.79 758.73 759.08 756.10 750.26 750.07 745.04 744.13
Avg LTV (loan to value) 70.43% 70.95% 73.93% 74.33% 76.49% 76.30% 76.03% 76.36%
Avg DTI (debt to income) 34.74 35.81 34.48 35.46 35.98 36.68 37.75 39.03
% First time homebuyer 51.48% 47.97% 48.18% 49.66% 50.00% 49.50% 50.91% 50.99%
Avg mortgage insurance % 2.54% 2.32% 4.51% 5.20% 6.54% 7.03% 7.27% 6.06%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Long Beach, New York 11561

If you’re looking to buy a new home in Long Beach, we have compiled a list of the leading mortgage brokers around Long Beach, New York 11561 to help you with your search.

Name
Address
Contact

USA Mortgage Bankers

120 W Park Ave

Long Beach NY 11561

(516) 897-5335

Park View Mortgage

64 W Park Ave

Long Beach NY 11561

(516) 992-2400

JPS

28 E Park Ave

Long Beach NY 11561

(516) 432-1353

Seren Funding Corporation

65 Lincoln Blvd

Long Beach NY 11561

(516) 432-4628

Mortgage Goldkey

27 Georgia Ave

Long Beach NY 11561

(516) 897-7500

Address

120 W Park Ave

Long Beach NY

Contact

(516) 897-5335

Address

64 W Park Ave

Long Beach NY

Contact

(516) 992-2400

Address

28 E Park Ave

Long Beach NY

Contact

(516) 432-1353

News on Mortgages and Reverse Mortgages for Long Beach, New York 11561