Compare Today’s Mortgage Rates for Long Beach, New York

Pureloan searches mortgage lenders and major banks in Long Beach, New York 11561 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $23,078 or $64 / month is expected in Long Beach and other areas of Nassau county.

Pureloan’s search engine explores all home mortgage options in Long Beach, New York 11561, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Long Beach, New York 11561

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Long Beach, NY

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Long Beach, NY 11561, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Long Beach, NY

Historical Mortgage Rates for Long Beach, New York 11561 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Long Beach, New York and around Nassau county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 89.16% 89.70% 92.08% 90.48% 90.61% 90.85% 91.35% 93.56%
avg mortgage rate 4.97% 4.65% 3.90% 3.93% 4.44% 4.12% 3.99% 4.18%
% 15 year fixed mortgage 9.11% 8.40% 5.94% 7.26% 7.98% 7.75% 5.84% 4.95%
avg mortgage rate 4.33% 3.87% 3.37% 3.04% 3.50% 3.24% 3.13% 3.25%
Avg credit score 758.79 758.73 759.08 756.10 750.26 750.07 745.04 744.13
Avg LTV (loan to value) 70.43% 70.95% 73.93% 74.33% 76.49% 76.30% 76.03% 76.36%
Avg DTI (debt to income) 34.74 35.81 34.48 35.46 35.98 36.68 37.75 39.03
% First time homebuyer 51.48% 47.97% 48.18% 49.66% 50.00% 49.50% 50.91% 50.99%
Avg mortgage insurance % 2.54% 2.32% 4.51% 5.20% 6.54% 7.03% 7.27% 6.06%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Long Beach, New York 11561

If you’re looking to buy a new home in Long Beach, we have compiled a list of the leading mortgage brokers around Long Beach, New York 11561 to help you with your search.

Name
Address
Contact

USA Mortgage Bankers

120 W Park Ave

Long Beach NY 11561

(516) 897-5335

Park View Mortgage

64 W Park Ave

Long Beach NY 11561

(516) 992-2400

JPS

28 E Park Ave

Long Beach NY 11561

(516) 432-1353

Seren Funding Corporation

65 Lincoln Blvd

Long Beach NY 11561

(516) 432-4628

Mortgage Goldkey

27 Georgia Ave

Long Beach NY 11561

(516) 897-7500

Address

120 W Park Ave

Long Beach NY

Contact

(516) 897-5335

Address

64 W Park Ave

Long Beach NY

Contact

(516) 992-2400

Address

28 E Park Ave

Long Beach NY

Contact

(516) 432-1353

News on Mortgages and Reverse Mortgages for Long Beach, New York 11561