Compare Today’s Mortgage Rates for Montgomery, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Montgomery, New York 12549. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $32,218 or $89 / month in Montgomery and surrounding areas of Orange county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Montgomery, New York 12549.

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Summary of Average Mortgage Terms in Montgomery, New York 12549

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Montgomery, New York 12549 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Montgomery, New York and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
% 10 year fixed mortgage 0.55% 0.21% 0.40% 0.33% 0.23% 0.63%
avg mortgage rate 4.42% 3.25% 3.13% 3.44% 3.31% 2.77%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg Combined LTV (loan to value) 76.08% 77.31% 79.97% 80.19% 80.12% 82.23% 82.00% 81.91%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Montgomery, New York 12549

If you’re looking to buy a new home in Montgomery, we have compiled a list of the leading mortgage brokers around Montgomery, New York 12549 to help you with your search.

Name
Address
Contact

Continental Home Loans

1229 Route 300

Newburgh NY 12549

(845) 567-9030

Ipi Skyscraper Mortgage

1279 Route 300

Newburgh NY 12549

(845) 567-0030

American Homestead Mortgage

326 Meadow Ave

Newburgh NY 12549

(845) 562-6800

info@newburghmortgagebroker.com

PrimeLending, A PlainsCapital Company

1450 Route 300

Newburgh NY 12549

(845) 564-5500

https://lo.primelending.com/newburgh

Newburgh Duds & Suds

169 S Plank Rd

Newburgh NY 12549

(845) 561-1392

Address

1229 Route 300

Newburgh NY

Contact

(845) 567-9030

Address

1279 Route 300

Newburgh NY

Contact

(845) 567-0030

Address

326 Meadow Ave

Newburgh NY

Contact

(845) 562-6800

info@newburghmortgagebroker.com

News on Mortgages and Reverse Mortgages for Montgomery, New York 12549