Compare Today’s Mortgage Rates for Montgomery, New York

Pureloan searches mortgage lenders and major banks in Montgomery, New York 12549 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,091 or $22 / month is expected in Montgomery and other areas of Ulster county.

Pureloan’s search engine explores all home mortgage options in Montgomery, New York 12549, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Montgomery, New York 12549

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Montgomery, NY 12549, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Montgomery, New York 12549 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Montgomery, New York and around Ulster county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Montgomery, New York 12549

If you’re looking to buy a new home in Montgomery, we have compiled a list of the leading mortgage brokers around Montgomery, New York 12549 to help you with your search.

Name
Address
Contact

Continental Home Loans

1229 Route 300

Newburgh NY 12549

(845) 567-9030

Ipi Skyscraper Mortgage

1279 Route 300

Newburgh NY 12549

(845) 567-0030

American Homestead Mortgage

326 Meadow Ave

Newburgh NY 12549

(845) 562-6800

info@newburghmortgagebroker.com

PrimeLending, A PlainsCapital Company

1450 Route 300

Newburgh NY 12549

(845) 564-5500

https://lo.primelending.com/newburgh

Newburgh Duds & Suds

169 S Plank Rd

Newburgh NY 12549

(845) 561-1392

Address

1229 Route 300

Newburgh NY

Contact

(845) 567-9030

Address

1279 Route 300

Newburgh NY

Contact

(845) 567-0030

Address

326 Meadow Ave

Newburgh NY

Contact

(845) 562-6800

info@newburghmortgagebroker.com

News on Mortgages and Reverse Mortgages for Montgomery, New York 12549