Compare Today’s Mortgage Rates for Mount Vernon, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Mount Vernon, New York 10558. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $43,061 or $120 / month in Mount Vernon and surrounding areas of Westchester county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Mount Vernon, New York 10558.

No suitable program is found

Summary of Average Mortgage Terms in Mount Vernon, New York 10558

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Mount Vernon, New York 10558 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Mount Vernon, New York and around Westchester county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
% 10 year fixed mortgage 0.07% 0.37% 0.14% 0.19% 0.63% 0.31% 0.22% 0.29%
avg mortgage rate 4.38% 3.92% 3.13% 3.25% 3.33% 3.08% 2.88% 2.63%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg Combined LTV (loan to value) 69.55% 70.39% 75.56% 75.44% 76.57% 77.87% 77.16% 79.29%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Mount Vernon, New York 10558

If you’re looking to buy a new home in Mount Vernon, we have compiled a list of the leading mortgage brokers around Mount Vernon, New York 10558 to help you with your search.

Name
Address
Contact

Kemdy

420 E 3rd St

Mount Vernon NY 10558

(914) 667-2200

kennethd@kemdy.com

Lending A Hand To The Future

18 Lorraine Ave

Mount Vernon NY 10558

(914) 663-2790

lendingahand@aol.com

Financial Services Mortgage Company

190 Central Pkwy

Mount Vernon NY 10558

(914) 667-0446

Surety Resource

190 Central Pkwy

Mount Vernon NY 10558

(914) 667-0444

suretymtge@msn.com

Surety Mortgage

190 Central Pkwy

Mount Vernon NY 10558

(914) 667-0448

Address

420 E 3rd St

Mount Vernon NY

Contact

(914) 667-2200

kennethd@kemdy.com

Address

18 Lorraine Ave

Mount Vernon NY

Contact

(914) 663-2790

lendingahand@aol.com

Address

190 Central Pkwy

Mount Vernon NY

Contact

(914) 667-0446

News on Mortgages and Reverse Mortgages for Mount Vernon, New York 10558