Compare Today’s Mortgage Rates for Mount Vernon, New York

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Mount Vernon, New York 10558. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $11,429 or $32 / month in Mount Vernon and other areas of Westchester county.

Our search engine explores all home mortgage options in Mount Vernon, New York 10558, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Mount Vernon, New York 10558

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Mount Vernon, NY 10558, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Mount Vernon, New York 10558 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Mount Vernon, New York and around Westchester county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Mount Vernon, New York 10558

If you’re looking to buy a new home in Mount Vernon, we have compiled a list of the leading mortgage brokers around Mount Vernon, New York 10558 to help you with your search.

Name
Address
Contact

Kemdy

420 E 3rd St

Mount Vernon NY 10558

(914) 667-2200

kennethd@kemdy.com

Lending A Hand To The Future

18 Lorraine Ave

Mount Vernon NY 10558

(914) 663-2790

lendingahand@aol.com

Financial Services Mortgage Company

190 Central Pkwy

Mount Vernon NY 10558

(914) 667-0446

Surety Resource

190 Central Pkwy

Mount Vernon NY 10558

(914) 667-0444

suretymtge@msn.com

Surety Mortgage

190 Central Pkwy

Mount Vernon NY 10558

(914) 667-0448

Address

420 E 3rd St

Mount Vernon NY

Contact

(914) 667-2200

kennethd@kemdy.com

Address

18 Lorraine Ave

Mount Vernon NY

Contact

(914) 663-2790

lendingahand@aol.com

Address

190 Central Pkwy

Mount Vernon NY

Contact

(914) 667-0446

News on Mortgages and Reverse Mortgages for Mount Vernon, New York 10558