Compare Today’s Mortgage Rates in New Paltz, New York 12561
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in New Paltz, New York 12561.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $20,603 over the lifetime of your 30-year fixed loan, or a monthly savings of $57 in New Paltz and other areas of Ulster county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in New Paltz, New York 12561
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for New Paltz, New York 12561
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in New Paltz, NY 12561. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in New Paltz, New York 12561 from 2024 - 2016
We have compiled mortgage rates charts for home loans in New Paltz, New York and around Ulster county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around New Paltz, New York 12561
For those searching for a new home in New Paltz, we have compiled a list of the top mortgage brokers located in and around New Paltz, New York 12561 to assist you with your search.
Name
Address
Contact
Fairway Mortgage Services
66 Gretna Rd
Pleasant Valley NY 12561
(845) 635-4670
http://www.fairwaymtgservices.com
Debt Consolidation
307 Main St
Poughkeepsie NY 12561
(845) 486-4375
First Mortgage
110 Main St
Poughkeepsie NY 12561
(845) 485-8200
Cobeso
2633 South Rd
Poughkeepsie NY 12561
(845) 214-0923
Action Capital
1054 Freedom Plains Rd
Poughkeepsie NY 12561
(845) 486-1040
http://www.getaction.net
Address
66 Gretna Rd
Pleasant Valley NY
Contact
(845) 635-4670
http://www.fairwaymtgservices.com
Address
307 Main St
Poughkeepsie NY
Contact
(845) 486-4375
Address
110 Main St
Poughkeepsie NY
Contact
(845) 485-8200