Compare Today’s Mortgage Rates for New Paltz, New York

Pureloan searches mortgage lenders and major banks in New Paltz, New York 12561 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,213 or $23 / month is expected in New Paltz and other areas of Ulster county.

Pureloan’s search engine explores all home mortgage options in New Paltz, New York 12561, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in New Paltz, New York 12561

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for New Paltz, NY

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in New Paltz, NY 12561, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for New Paltz, NY

Historical Mortgage Rates for New Paltz, New York 12561 from 2013 - 2020

We have compiled mortgage rate charts for home loans in New Paltz, New York and around Ulster county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around New Paltz, New York 12561

If you’re looking to buy a new home in New Paltz, we have compiled a list of the leading mortgage brokers around New Paltz, New York 12561 to help you with your search.

Name
Address
Contact

Fairway Mortgage Services

66 Gretna Rd

Pleasant Valley NY 12561

(845) 635-4670

http://www.fairwaymtgservices.com

Debt Consolidation

307 Main St

Poughkeepsie NY 12561

(845) 486-4375

First Mortgage

110 Main St

Poughkeepsie NY 12561

(845) 485-8200

Cobeso

2633 South Rd

Poughkeepsie NY 12561

(845) 214-0923

Action Capital

1054 Freedom Plains Rd

Poughkeepsie NY 12561

(845) 486-1040

http://www.getaction.net

Address

66 Gretna Rd

Pleasant Valley NY

Contact

(845) 635-4670

http://www.fairwaymtgservices.com

Address

307 Main St

Poughkeepsie NY

Contact

(845) 486-4375

Address

110 Main St

Poughkeepsie NY

Contact

(845) 485-8200

News on Mortgages and Reverse Mortgages for New Paltz, New York 12561