Compare Today’s Mortgage Rates for New Paltz, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in New Paltz, New York 12561. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $20,172 or $56 / month in New Paltz and surrounding areas of Columbia county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for New Paltz, New York 12561.

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Summary of Average Mortgage Terms in New Paltz, New York 12561

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for New Paltz, New York 12561 from 2012 - 2019

We have compiled mortgage rate charts for home loans in New Paltz, New York and around Columbia county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around New Paltz, New York 12561

If you’re looking to buy a new home in New Paltz, we have compiled a list of the leading mortgage brokers around New Paltz, New York 12561 to help you with your search.

Name
Address
Contact

Fairway Mortgage Services

66 Gretna Rd

Pleasant Valley NY 12561

(845) 635-4670

http://www.fairwaymtgservices.com

Debt Consolidation

307 Main St

Poughkeepsie NY 12561

(845) 486-4375

First Mortgage

110 Main St

Poughkeepsie NY 12561

(845) 485-8200

Cobeso

2633 South Rd

Poughkeepsie NY 12561

(845) 214-0923

Action Capital

1054 Freedom Plains Rd

Poughkeepsie NY 12561

(845) 486-1040

http://www.getaction.net

Address

66 Gretna Rd

Pleasant Valley NY

Contact

(845) 635-4670

http://www.fairwaymtgservices.com

Address

307 Main St

Poughkeepsie NY

Contact

(845) 486-4375

Address

110 Main St

Poughkeepsie NY

Contact

(845) 485-8200

News on Mortgages and Reverse Mortgages for New Paltz, New York 12561