Compare Today’s Mortgage Rates for New Rochelle, New York

Pureloan searches mortgage lenders and major banks in New Rochelle, New York 10804 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $26,659 or $74 / month is expected in New Rochelle and other areas of Westchester county.

Pureloan’s search engine explores all home mortgage options in New Rochelle, New York 10804, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in New Rochelle, New York 10804

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for New Rochelle, NY

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in New Rochelle, NY 10804, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for New Rochelle, NY

Historical Mortgage Rates for New Rochelle, New York 10804 from 2013 - 2020

We have compiled mortgage rate charts for home loans in New Rochelle, New York and around Westchester county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around New Rochelle, New York 10804

If you’re looking to buy a new home in New Rochelle, we have compiled a list of the leading mortgage brokers around New Rochelle, New York 10804 to help you with your search.

Name
Address
Contact

Ken Denlow

400 Oxford Rd

New Rochelle NY 10804

(914) 441-4388

oxfordroad1@gmail.com

Royaltee

20 Davenport Ave

New Rochelle NY 10804

(914) 772-7346

Vindas Insurance

10 Maple Ave

New Rochelle NY 10804

(914) 576-6960

First Alternative Mtg

145 Huguenot St

New Rochelle NY 10804

(914) 712-9300

http://www.mortgage1.com/

Eastchester Check Cashing

417 North Ave

New Rochelle NY 10804

(914) 632-0610

Address

400 Oxford Rd

New Rochelle NY

Contact

(914) 441-4388

oxfordroad1@gmail.com

Address

20 Davenport Ave

New Rochelle NY

Contact

(914) 772-7346

Address

10 Maple Ave

New Rochelle NY

Contact

(914) 576-6960

News on Mortgages and Reverse Mortgages for New Rochelle, New York 10804