Compare Today’s Mortgage Rates for New Rochelle, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in New Rochelle, New York 10805. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $83,505 or $232 / month in New Rochelle and surrounding areas of Westchester county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for New Rochelle, New York 10805.

No suitable program is found

Summary of Average Mortgage Terms in New Rochelle, New York 10805

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for New Rochelle, New York 10805 from 2012 - 2019

We have compiled mortgage rate charts for home loans in New Rochelle, New York and around Westchester county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around New Rochelle, New York 10805

If you’re looking to buy a new home in New Rochelle, we have compiled a list of the leading mortgage brokers around New Rochelle, New York 10805 to help you with your search.

Name
Address
Contact

Ken Denlow

400 Oxford Rd

New Rochelle NY 10805

(914) 441-4388

oxfordroad1@gmail.com

Royaltee

20 Davenport Ave

New Rochelle NY 10805

(914) 772-7346

Vindas Insurance

10 Maple Ave

New Rochelle NY 10805

(914) 576-6960

First Alternative Mtg

145 Huguenot St

New Rochelle NY 10805

(914) 712-9300

http://www.mortgage1.com/

Eastchester Check Cashing

417 North Ave

New Rochelle NY 10805

(914) 632-0610

Address

400 Oxford Rd

New Rochelle NY

Contact

(914) 441-4388

oxfordroad1@gmail.com

Address

20 Davenport Ave

New Rochelle NY

Contact

(914) 772-7346

Address

10 Maple Ave

New Rochelle NY

Contact

(914) 576-6960

News on Mortgages and Reverse Mortgages for New Rochelle, New York 10805