Compare Today’s Mortgage Rates in New Rochelle, New York 10805
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in New Rochelle, New York 10805.
Our search engine thoroughly explores all home mortgage options in New Rochelle, New York 10805, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $26,398 in lifetime cash or $73 per month in New Rochelle and other areas of Westchester county.
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Summary of Average Mortgages in New Rochelle, New York 10805
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for New Rochelle, New York 10805
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in New Rochelle, NY 10805. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in New Rochelle, New York 10805 from 2024 - 2016
We have compiled mortgage rates charts for home loans in New Rochelle, New York and around Westchester county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.48% | 95.71% | 97.02% | 96.91% | 95.38% | 93.72% | 94.33% | 95.04% | 92.62% |
| avg mortgage rate | 6.43% | 4.37% | 2.97% | 3.34% | 4.35% | 4.55% | 4.15% | 3.92% | 4.08% |
| % 15 year fixed mortgage | 3.57% | 3.18% | 2.25% | 2.32% | 3.65% | 4.66% | 3.75% | 4.29% | 5.33% |
| avg mortgage rate | 6.01% | 3.41% | 2.38% | 2.98% | 3.71% | 4.02% | 3.43% | 3.11% | 3.24% |
| Avg credit score | 772.67 | 755.21 | 757.48 | 757.94 | 750.98 | 764.45 | 748.89 | 749.82 | 753.16 |
| Avg LTV (loan to value) | 77.71% | 78.45% | 79.80% | 79.83% | 81.21% | 77.77% | 77.92% | 78.97% | 77.00% |
| Avg DTI (debt to income) | 38.56 | 36.83 | 35.30 | 35.77 | 37.35 | 36.62 | 36.47 | 35.82 | 36.22 |
| % First time homebuyer | 64.05% | 61.08% | 57.34% | 59.13% | 60.09% | 53.38% | 54.93% | 55.55% | 52.97% |
| Avg mortgage insurance % | 7.93% | 8.58% | 8.83% | 8.88% | 10.04% | 7.26% | 7.91% | 8.31% | 6.57% |
Best Mortgage Brokers around New Rochelle, New York 10805
For those searching for a new home in New Rochelle, we have compiled a list of the top mortgage brokers located in and around New Rochelle, New York 10805 to assist you with your search.
Name
Address
Contact
Ken Denlow
400 Oxford Rd
New Rochelle NY 10805
(914) 441-4388
oxfordroad1@gmail.com
Royaltee
20 Davenport Ave
New Rochelle NY 10805
(914) 772-7346
Vindas Insurance
10 Maple Ave
New Rochelle NY 10805
(914) 576-6960
First Alternative Mtg
145 Huguenot St
New Rochelle NY 10805
(914) 712-9300
http://www.mortgage1.com/
Eastchester Check Cashing
417 North Ave
New Rochelle NY 10805
(914) 632-0610
Address
400 Oxford Rd
New Rochelle NY
Contact
(914) 441-4388
oxfordroad1@gmail.com
Address
20 Davenport Ave
New Rochelle NY
Contact
(914) 772-7346
Address
10 Maple Ave
New Rochelle NY
Contact
(914) 576-6960