Compare Today’s Mortgage Rates for New York, New York

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in New York, New York 10282. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $14,693 or $41 / month in New York and other areas of New York county.

Our search engine explores all home mortgage options in New York, New York 10282, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in New York, New York 10282

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for New York, NY

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in New York, NY 10282, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for New York, NY

Historical Mortgage Rates for New York, New York 10282 from 2013 - 2020

We have compiled mortgage rate charts for home loans in New York, New York and around New York county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around New York, New York 10282

If you’re looking to buy a new home in New York, we have compiled a list of the leading mortgage brokers around New York, New York 10282 to help you with your search.

Name
Address
Contact

Fast Payday Loan

50 Nassau St

New York NY 10282

(646) 652-6195

nyc@cashfastpaydayloan.com

Capital Brokers Corporation

500 E 77th St

New York NY 10282

(917) 338-9000

repo_desk@cbc-nyc.com

Commercial Finance Assoc

225 W 34th St

New York NY 10282

(212) 594-3490

http://www.commercialfinancelaw.com

Universal Mortgage

225 W 34th St

New York NY 10282

(212) 563-7522

http://www.universalmortgageinc.com

Hochberg Robert

521 5th Ave

New York NY 10282

(212) 683-0808

Address

50 Nassau St

New York NY

Contact

(646) 652-6195

nyc@cashfastpaydayloan.com

Address

500 E 77th St

New York NY

Contact

(917) 338-9000

repo_desk@cbc-nyc.com

Address

225 W 34th St

New York NY

Contact

(212) 594-3490

http://www.commercialfinancelaw.com

News on Mortgages and Reverse Mortgages for New York, New York 10282