Compare Today’s Mortgage Rates in Newfield, New York 14867
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Newfield, New York 14867.
Our search engine thoroughly explores all home mortgage options in Newfield, New York 14867, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,853 in lifetime cash or $36 per month in Newfield and other areas of Tompkins county.
Summary of Average Mortgages in Newfield, New York 14867
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Interactive Mortgage Rate Projections for Newfield, New York 14867
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Newfield, NY 14867. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Newfield, New York 14867 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Newfield, New York and around Tompkins county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.98% | 90.44% | 87.62% | 83.51% | 79.08% | 74.23% | 74.07% | 73.68% | 78.79% |
avg mortgage rate | 6.62% | 4.43% | 3.09% | 3.44% | 4.46% | 4.59% | 4.10% | 3.84% | 4.08% |
% 15 year fixed mortgage | 3.51% | 6.83% | 9.16% | 12.63% | 13.78% | 17.18% | 18.52% | 15.79% | 15.15% |
avg mortgage rate | 5.63% | 3.79% | 2.49% | 3.07% | 3.76% | 3.99% | 3.28% | 3.28% | 3.38% |
Avg credit score | 750.23 | 746.26 | 755.43 | 753.06 | 801.66 | 758.96 | 755.26 | 749.76 | 755.72 |
Avg LTV (loan to value) | 84.60% | 84.17% | 84.33% | 84.19% | 83.19% | 79.95% | 83.24% | 82.92% | 85.00% |
Avg DTI (debt to income) | 35.37 | 34.27 | 32.03 | 31.90 | 32.89 | 32.70 | 33.93 | 32.21 | 32.02 |
% First time homebuyer | 36.84% | 38.91% | 31.44% | 31.23% | 32.65% | 27.61% | 25.93% | 28.95% | 26.52% |
Avg mortgage insurance % | 14.82% | 13.04% | 12.79% | 12.35% | 11.96% | 7.91% | 10.67% | 10.79% | 12.36% |
Best Mortgage Brokers around Newfield, New York 14867
For those searching for a new home in Newfield, we have compiled a list of the top mortgage brokers located in and around Newfield, New York 14867 to assist you with your search.
Regional Economic Development
145 Village Sq
Painted Post NY 14867
(607) 962-3021
http://stcplanning.org
Wells Fargo Home Mortgage
1364 College Ave
Elmira NY 14867
(607) 739-2441
marty.finn@wellsfargo.com
Twin Tier Mortgage
108 Lake St
Elmira NY 14867
(607) 732-7433
patrick@twintiermortgage.com
Territory Mortgage
150E Lake St
Elmira NY 14867
(607) 767-0201
http://www.territorymortgage.com
Springleaf Financial Service
303 N Main St
Elmira NY 14867
(607) 732-5419
http://springleaffinancial.com
Address
145 Village Sq
Painted Post NY
Contact
(607) 962-3021
http://stcplanning.org
Address
1364 College Ave
Elmira NY
Contact
(607) 739-2441
marty.finn@wellsfargo.com
Address
108 Lake St
Elmira NY
Contact
(607) 732-7433
patrick@twintiermortgage.com