Compare Today’s Mortgage Rates in Newtonville, New York 12128
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Newtonville, New York 12128.
Our search engine thoroughly explores all home mortgage options in Newtonville, New York 12128, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,697 in lifetime cash or $27 per month in Newtonville and other areas of Albany county.
Summary of Average Mortgages in Newtonville, New York 12128
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Interactive Mortgage Rate Projections for Newtonville, New York 12128
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Newtonville, NY 12128. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Newtonville, New York 12128 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Newtonville, New York and around Albany county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Newtonville, New York 12128
For those searching for a new home in Newtonville, we have compiled a list of the top mortgage brokers located in and around Newtonville, New York 12128 to assist you with your search.
Maple Tree Funding
1202 Troy Schenectady Rd
Latham NY 12128
(518) 782-1202
slatza@mapletreefunding.com
Hsbc Bank
494 Troy Schenectady Rd
Latham NY 12128
(518) 783-0017
http://www.us.hsbc.com/1/2/home/customer-service/feedback-questions
OneMain Financial
515 Troy Schenectady Rd
Latham NY 12128
(518) 783-6894
http://branches.onemainfinancial.com/ny/latham/515-troy-schenectady-road.html
Prospect Mortgage
12 Century Hill Dr
Latham NY 12128
(518) 782-2579
https://www.prospectmortgagedirect.com
Wells Fargo Home Mortgage
950 New Loudon Rd
Latham NY 12128
(518) 783-2067
reportphish@wellsfargo.com
Address
1202 Troy Schenectady Rd
Latham NY
Contact
(518) 782-1202
slatza@mapletreefunding.com
Address
494 Troy Schenectady Rd
Latham NY
Contact
(518) 783-0017
http://www.us.hsbc.com/1/2/home/customer-service/feedback-questions
Address
515 Troy Schenectady Rd
Latham NY
Contact
(518) 783-6894
http://branches.onemainfinancial.com/ny/latham/515-troy-schenectady-road.html