Compare Today’s Mortgage Rates for Niagara Falls, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Niagara Falls, New York 14305. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $12,716 or $35 / month in Niagara Falls and surrounding areas of Niagara county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Niagara Falls, New York 14305.

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Summary of Average Mortgage Terms in Niagara Falls, New York 14305

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Niagara Falls, New York 14305 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Niagara Falls, New York and around Niagara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 84.32% 83.93% 84.39% 86.14% 89.55% 85.29% 90.99% 91.25%
avg mortgage rate 4.99% 4.67% 3.86% 3.91% 4.43% 4.10% 3.86% 3.98%
% 15 year fixed mortgage 10.87% 11.78% 11.30% 10.37% 8.02% 10.14% 6.97% 6.15%
avg mortgage rate 4.38% 3.89% 3.26% 3.08% 3.45% 3.25% 3.07% 3.28%
Avg credit score 762.83 759.92 757.99 758.93 753.73 753.02 751.94 751.68
Avg LTV (loan to value) 76.18% 77.89% 79.87% 81.01% 81.74% 82.41% 83.30% 82.53%
Avg DTI (debt to income) 34.41 34.14 33.76 33.95 34.60 34.98 35.49 35.33
% First time homebuyer 30.34% 30.09% 30.90% 30.35% 36.60% 36.82% 40.33% 41.84%
Avg mortgage insurance % 5.70% 7.52% 9.56% 11.08% 12.42% 12.49% 13.34% 12.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Niagara Falls, New York 14305

If you’re looking to buy a new home in Niagara Falls, we have compiled a list of the leading mortgage brokers around Niagara Falls, New York 14305 to help you with your search.

Name
Address
Contact

Reliable Movers

1811 Ferry Ave

Niagara Falls NY 14305

(716) 990-2701

Academic Financial Services Association

225 Rainbow Blvd

Niagara Falls NY 14305

(716) 284-3100

Born Epic

8339 Niagara Falls Blvd

Niagara Falls NY 14305

(716) 283-2802

Address

1811 Ferry Ave

Niagara Falls NY

Contact

(716) 990-2701

Address

225 Rainbow Blvd

Niagara Falls NY

Contact

(716) 284-3100

Address

8339 Niagara Falls Blvd

Niagara Falls NY

Contact

(716) 283-2802

News on Mortgages and Reverse Mortgages for Niagara Falls, New York 14305