Compare Today’s Mortgage Rates for Niagara Falls, New York

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Niagara Falls, New York 14305. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,959 or $8 / month in Niagara Falls and other areas of Niagara county.

Our search engine explores all home mortgage options in Niagara Falls, New York 14305, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Niagara Falls, New York 14305

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Niagara Falls, NY

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Niagara Falls, NY 14305, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Niagara Falls, NY

Historical Mortgage Rates for Niagara Falls, New York 14305 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Niagara Falls, New York and around Niagara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 84.32% 83.93% 84.39% 86.14% 89.55% 85.29% 90.99% 91.25%
avg mortgage rate 4.99% 4.67% 3.86% 3.91% 4.43% 4.10% 3.86% 3.98%
% 15 year fixed mortgage 10.87% 11.78% 11.30% 10.37% 8.02% 10.14% 6.97% 6.15%
avg mortgage rate 4.38% 3.89% 3.26% 3.08% 3.45% 3.25% 3.07% 3.28%
Avg credit score 762.83 759.92 757.99 758.93 753.73 753.02 751.94 751.68
Avg LTV (loan to value) 76.18% 77.89% 79.87% 81.01% 81.74% 82.41% 83.30% 82.53%
Avg DTI (debt to income) 34.41 34.14 33.76 33.95 34.60 34.98 35.49 35.33
% First time homebuyer 30.34% 30.09% 30.90% 30.35% 36.60% 36.82% 40.33% 41.84%
Avg mortgage insurance % 5.70% 7.52% 9.56% 11.08% 12.42% 12.49% 13.34% 12.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Niagara Falls, New York 14305

If you’re looking to buy a new home in Niagara Falls, we have compiled a list of the leading mortgage brokers around Niagara Falls, New York 14305 to help you with your search.

Name
Address
Contact

Reliable Movers

1811 Ferry Ave

Niagara Falls NY 14305

(716) 990-2701

Academic Financial Services Association

225 Rainbow Blvd

Niagara Falls NY 14305

(716) 284-3100

Born Epic

8339 Niagara Falls Blvd

Niagara Falls NY 14305

(716) 283-2802

Address

1811 Ferry Ave

Niagara Falls NY

Contact

(716) 990-2701

Address

225 Rainbow Blvd

Niagara Falls NY

Contact

(716) 284-3100

Address

8339 Niagara Falls Blvd

Niagara Falls NY

Contact

(716) 283-2802

News on Mortgages and Reverse Mortgages for Niagara Falls, New York 14305