Compare Today’s Mortgage Rates in Norfolk, New York 13667
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Norfolk, New York 13667.
Our search engine thoroughly explores all home mortgage options in Norfolk, New York 13667, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,885 in lifetime cash or $22 per month in Norfolk and other areas of Saint Lawrence county.
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Summary of Average Mortgages in Norfolk, New York 13667
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Norfolk, New York 13667
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Norfolk, NY 13667. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Norfolk, New York 13667 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Norfolk, New York and around Saint Lawrence county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
| avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
| % 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
| avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
| Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
| Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
| Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
| % First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
| Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Norfolk, New York 13667
For those searching for a new home in Norfolk, we have compiled a list of the top mortgage brokers located in and around Norfolk, New York 13667 to assist you with your search.
Name
Address
Contact
1st Priority Mortgage
3660 George F Hwy
Endicott NY 13667
(607) 754-4040
info@1stprioritymortgage.com
Onemain Financial
1001 North St
Endicott NY 13667
(607) 786-3273
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Brokerage Concepts
1706 North St
Endicott NY 13667
(607) 766-3000
Colban Funding
3401 E Main St
Endwell NY 13667
(607) 754-5529
http://www.colban.com
Wells Fargo Home Mortgage
520 Columbia Dr
Johnson City NY 13667
(607) 770-1700
marty.finn@wellsfargo.com
Address
3660 George F Hwy
Endicott NY
Contact
(607) 754-4040
info@1stprioritymortgage.com
Address
1001 North St
Endicott NY
Contact
(607) 786-3273
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Address
1706 North St
Endicott NY
Contact
(607) 766-3000