Compare Today’s Mortgage Rates in North Salem, New York 10560
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in North Salem, New York 10560.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in North Salem, New York 10560. For a 30-year fixed loan, our calculations show that you can expect to save up to $48,865 over the lifetime of your mortgage, which translates to a monthly savings of $136 in North Salem and other areas of Westchester county.
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Summary of Average Mortgages in North Salem, New York 10560
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for North Salem, New York 10560
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in North Salem, NY 10560. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in North Salem, New York 10560 from 2024 - 2016
We have compiled mortgage rates charts for home loans in North Salem, New York and around Westchester county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.48% | 95.71% | 97.02% | 96.91% | 95.38% | 93.72% | 94.33% | 95.04% | 92.62% |
avg mortgage rate | 6.43% | 4.37% | 2.97% | 3.34% | 4.35% | 4.55% | 4.15% | 3.92% | 4.08% |
% 15 year fixed mortgage | 3.57% | 3.18% | 2.25% | 2.32% | 3.65% | 4.66% | 3.75% | 4.29% | 5.33% |
avg mortgage rate | 6.01% | 3.41% | 2.38% | 2.98% | 3.71% | 4.02% | 3.43% | 3.11% | 3.24% |
Avg credit score | 772.67 | 755.21 | 757.48 | 757.94 | 750.98 | 764.45 | 748.89 | 749.82 | 753.16 |
Avg LTV (loan to value) | 77.71% | 78.45% | 79.80% | 79.83% | 81.21% | 77.77% | 77.92% | 78.97% | 77.00% |
Avg DTI (debt to income) | 38.56 | 36.83 | 35.30 | 35.77 | 37.35 | 36.62 | 36.47 | 35.82 | 36.22 |
% First time homebuyer | 64.05% | 61.08% | 57.34% | 59.13% | 60.09% | 53.38% | 54.93% | 55.55% | 52.97% |
Avg mortgage insurance % | 7.93% | 8.58% | 8.83% | 8.88% | 10.04% | 7.26% | 7.91% | 8.31% | 6.57% |
Best Mortgage Brokers around North Salem, New York 10560
For those searching for a new home in North Salem, we have compiled a list of the top mortgage brokers located in and around North Salem, New York 10560 to assist you with your search.
Name
Address
Contact
Onyx Equities
2990 E Main St
Cortlandt Manor NY 10560
(914) 528-5230
Ossining Micro Fund
18 Emwilton Pl
Ossining NY 10560
(914) 944-3061
http://www.ossiningmicrofund.org/
LJC Svces
59 Central Ave
Ossining NY 10560
(914) 923-8294
Judicial Title Insurance
152 S Highland Ave
Ossining NY 10560
(914) 923-2300
http://www.judicialtitle.com/
Commercial Loan Specialist
1106 Main St
Peekskill NY 10560
(914) 740-1005
Address
2990 E Main St
Cortlandt Manor NY
Contact
(914) 528-5230
Address
18 Emwilton Pl
Ossining NY
Contact
(914) 944-3061
http://www.ossiningmicrofund.org/
Address
59 Central Ave
Ossining NY
Contact
(914) 923-8294