Compare Today’s Mortgage Rates in Philadelphia, New York 13673
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Philadelphia, New York 13673.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,868 over the lifetime of your 30-year fixed loan, or a monthly savings of $14 in Philadelphia and other areas of Jefferson county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Philadelphia, New York 13673
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Interactive Mortgage Rate Projections for Philadelphia, New York 13673
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Philadelphia, NY 13673. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Philadelphia, New York 13673 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Philadelphia, New York and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
% 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
% First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Philadelphia, New York 13673
For those searching for a new home in Philadelphia, we have compiled a list of the top mortgage brokers located in and around Philadelphia, New York 13673 to assist you with your search.
1st Priority Mortgage
3660 George F Hwy
Endicott NY 13673
(607) 754-4040
info@1stprioritymortgage.com
Onemain Financial
1001 North St
Endicott NY 13673
(607) 786-3273
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Brokerage Concepts
1706 North St
Endicott NY 13673
(607) 766-3000
Colban Funding
3401 E Main St
Endwell NY 13673
(607) 754-5529
http://www.colban.com
Wells Fargo Home Mortgage
520 Columbia Dr
Johnson City NY 13673
(607) 770-1700
marty.finn@wellsfargo.com
Address
3660 George F Hwy
Endicott NY
Contact
(607) 754-4040
info@1stprioritymortgage.com
Address
1001 North St
Endicott NY
Contact
(607) 786-3273
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Address
1706 North St
Endicott NY
Contact
(607) 766-3000