Compare Today’s Mortgage Rates in Plainville, New York 13137
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Plainville, New York 13137.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,868 over the lifetime of your 30-year fixed loan, or a monthly savings of $14 in Plainville and other areas of Cayuga county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Plainville, New York 13137
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Interactive Mortgage Rate Projections for Plainville, New York 13137
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Plainville, NY 13137. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Plainville, New York 13137 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Plainville, New York and around Cayuga county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
% 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
% First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Plainville, New York 13137
For those searching for a new home in Plainville, we have compiled a list of the top mortgage brokers located in and around Plainville, New York 13137 to assist you with your search.
OneMain Financial
140 State Route 104
Oswego NY 13137
(315) 342-6338
http://branches.onemainfinancial.com/ny/oswego/140-state-route-104.html
Hunt Real Estate
100 E Seneca St
Manlius NY 13137
(315) 682-7197
http://www.huntrealestate.com
Parmco Mortgage Co.
8117 Trillium Trl
Manlius NY 13137
(315) 682-4600
bryan@parmcomortgage.com
J C Mortgage
224 Fayette St
Manlius NY 13137
(315) 733-9733
http://www.jcmortgage.com
Cendent Mortgage
100 E Seneca St
Manlius NY 13137
(315) 682-3396
Address
140 State Route 104
Oswego NY
Contact
(315) 342-6338
http://branches.onemainfinancial.com/ny/oswego/140-state-route-104.html
Address
100 E Seneca St
Manlius NY
Contact
(315) 682-7197
http://www.huntrealestate.com
Address
8117 Trillium Trl
Manlius NY
Contact
(315) 682-4600
bryan@parmcomortgage.com