Compare Today’s Mortgage Rates for Poughkeepsie, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Poughkeepsie, New York 12604. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $34,228 or $95 / month in Poughkeepsie and surrounding areas of Dutchess county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Poughkeepsie, New York 12604.

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Summary of Average Mortgage Terms in Poughkeepsie, New York 12604

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Poughkeepsie, New York 12604 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Poughkeepsie, New York and around Dutchess county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Poughkeepsie, New York 12604

If you’re looking to buy a new home in Poughkeepsie, we have compiled a list of the leading mortgage brokers around Poughkeepsie, New York 12604 to help you with your search.

Name
Address
Contact

Fairway Mortgage Services

12 Sunstone Dr

Poughkeepsie NY 12604

(845) 471-4638

Concorde Lending Service

10 Raymond Ave

Poughkeepsie NY 12604

(845) 485-3400

http://www.concordelending.com

Action Capital

1054 Freedom Plains Rd

Poughkeepsie NY 12604

(845) 486-1040

http://www.getaction.net

Cobeso

2633 South Rd

Poughkeepsie NY 12604

(845) 214-0923

First Mortgage

110 Main St

Poughkeepsie NY 12604

(845) 485-8200

Address

12 Sunstone Dr

Poughkeepsie NY

Contact

(845) 471-4638

Address

10 Raymond Ave

Poughkeepsie NY

Contact

(845) 485-3400

http://www.concordelending.com

Address

1054 Freedom Plains Rd

Poughkeepsie NY

Contact

(845) 486-1040

http://www.getaction.net

News on Mortgages and Reverse Mortgages for Poughkeepsie, New York 12604