Compare Today’s Mortgage Rates in Queensbury, New York 12804
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Queensbury, New York 12804.
Our search engine thoroughly explores all home mortgage options in Queensbury, New York 12804, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,697 in lifetime cash or $27 per month in Queensbury and other areas of Warren county.
Summary of Average Mortgages in Queensbury, New York 12804
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Interactive Mortgage Rate Projections for Queensbury, New York 12804
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Queensbury, NY 12804. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Queensbury, New York 12804 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Queensbury, New York and around Warren county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Queensbury, New York 12804
For those searching for a new home in Queensbury, we have compiled a list of the top mortgage brokers located in and around Queensbury, New York 12804 to assist you with your search.
Wells Fargo Home Mortgage
71 Glenwood Ave
Queensbury NY 12804
(518) 793-7291
http://www.wellsfargo.com/mortgage/
Wells Fargo Home Mortgage
123 Quaker Rd
Queensbury NY 12804
(518) 793-7291
http://www.wellsfargo.com/mortgage/
Maple Tree Funding
310 Bay Rd
Queensbury NY 12804
(518) 615-0990
info@mapletreefunding.com
Saratoga Mortgage Co.
345 Bay Rd
Queensbury NY 12804
(518) 792-3552
info@saratogamortgageinc.com
OneMain Financial
756 Glen St
Queensbury NY 12804
(518) 792-0981
http://branches.onemainfinancial.com/ny/queensbury/756-upper-glen-street.html
Address
71 Glenwood Ave
Queensbury NY
Contact
(518) 793-7291
http://www.wellsfargo.com/mortgage/
Address
123 Quaker Rd
Queensbury NY
Contact
(518) 793-7291
http://www.wellsfargo.com/mortgage/
Address
310 Bay Rd
Queensbury NY
Contact
(518) 615-0990
info@mapletreefunding.com