Compare Today’s Mortgage Rates in Rexford, New York 12148
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Rexford, New York 12148.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $31,347 over the lifetime of your 30-year fixed loan, or a monthly savings of $87 in Rexford and other areas of Schenectady county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Rexford, New York 12148
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Interactive Mortgage Rate Projections for Rexford, New York 12148
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Rexford, NY 12148. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Rexford, New York 12148 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Rexford, New York and around Schenectady county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Rexford, New York 12148
For those searching for a new home in Rexford, we have compiled a list of the top mortgage brokers located in and around Rexford, New York 12148 to assist you with your search.
Maple Tree Funding
1202 Troy Schenectady Rd
Latham NY 12148
(518) 782-1202
slatza@mapletreefunding.com
Hsbc Bank
494 Troy Schenectady Rd
Latham NY 12148
(518) 783-0017
http://www.us.hsbc.com/1/2/home/customer-service/feedback-questions
OneMain Financial
515 Troy Schenectady Rd
Latham NY 12148
(518) 783-6894
http://branches.onemainfinancial.com/ny/latham/515-troy-schenectady-road.html
Prospect Mortgage
12 Century Hill Dr
Latham NY 12148
(518) 782-2579
https://www.prospectmortgagedirect.com
Wells Fargo Home Mortgage
950 New Loudon Rd
Latham NY 12148
(518) 783-2067
reportphish@wellsfargo.com
Address
1202 Troy Schenectady Rd
Latham NY
Contact
(518) 782-1202
slatza@mapletreefunding.com
Address
494 Troy Schenectady Rd
Latham NY
Contact
(518) 783-0017
http://www.us.hsbc.com/1/2/home/customer-service/feedback-questions
Address
515 Troy Schenectady Rd
Latham NY
Contact
(518) 783-6894
http://branches.onemainfinancial.com/ny/latham/515-troy-schenectady-road.html