Compare Today’s Mortgage Rates for Rochester, New York
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Rochester, New York 14694. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,185 or $9 / month in Rochester and other areas of Chautauqua county.
Our search engine explores all home mortgage options in Rochester, New York 14694, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Rochester, New York 14694
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Rochester, NY 14694, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Rochester, New York 14694 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Rochester, New York and around Chautauqua county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 84.32% | 83.93% | 84.39% | 86.14% | 89.55% | 85.29% | 90.99% | 91.25% |
| avg mortgage rate | 4.99% | 4.67% | 3.86% | 3.91% | 4.43% | 4.10% | 3.86% | 3.98% |
| % 15 year fixed mortgage | 10.87% | 11.78% | 11.30% | 10.37% | 8.02% | 10.14% | 6.97% | 6.15% |
| avg mortgage rate | 4.38% | 3.89% | 3.26% | 3.08% | 3.45% | 3.25% | 3.07% | 3.28% |
| Avg credit score | 762.83 | 759.92 | 757.99 | 758.93 | 753.73 | 753.02 | 751.94 | 751.68 |
| Avg LTV (loan to value) | 76.18% | 77.89% | 79.87% | 81.01% | 81.74% | 82.41% | 83.30% | 82.53% |
| Avg DTI (debt to income) | 34.41 | 34.14 | 33.76 | 33.95 | 34.60 | 34.98 | 35.49 | 35.33 |
| % First time homebuyer | 30.34% | 30.09% | 30.90% | 30.35% | 36.60% | 36.82% | 40.33% | 41.84% |
| Avg mortgage insurance % | 5.70% | 7.52% | 9.56% | 11.08% | 12.42% | 12.49% | 13.34% | 12.43% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Rochester, New York 14694
If you’re looking to buy a new home in Rochester, we have compiled a list of the leading mortgage brokers around Rochester, New York 14694 to help you with your search.
Name
Address
Contact
Northmarq Capital
1800 One Hsbc Plz
Rochester NY 14694
(585) 262-2100
http://www.northmarq.com
First Funding Network
2164 Hudson Ave
Rochester NY 14694
(585) 482-0100
Ekcc
100 Kings Hwy S
Rochester NY 14694
(585) 339-7000
High Falls Capital
129 Armstrong Ave
Rochester NY 14694
(585) 342-5850
Frontier Mortgage of Ny
15 Goethals Dr
Rochester NY 14694
(585) 453-9000
Address
1800 One Hsbc Plz
Rochester NY
Contact
(585) 262-2100
http://www.northmarq.com
Address
2164 Hudson Ave
Rochester NY
Contact
(585) 482-0100
Address
100 Kings Hwy S
Rochester NY
Contact
(585) 339-7000