Compare Today’s Mortgage Rates for Rochester, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Rochester, New York 14694. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $9,305 or $26 / month in Rochester and surrounding areas of Monroe county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Rochester, New York 14694.

No suitable program is found

Summary of Average Mortgage Terms in Rochester, New York 14694

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Rochester, New York 14694 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Rochester, New York and around Monroe county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 84.32% 83.93% 84.39% 86.14% 89.55% 85.29% 90.99% 91.25%
avg mortgage rate 4.99% 4.67% 3.86% 3.91% 4.43% 4.10% 3.86% 3.98%
% 15 year fixed mortgage 10.87% 11.78% 11.30% 10.37% 8.02% 10.14% 6.97% 6.15%
avg mortgage rate 4.38% 3.89% 3.26% 3.08% 3.45% 3.25% 3.07% 3.28%
% 10 year fixed mortgage 0.63% 0.37% 0.17% 0.44% 0.40% 0.25% 0.24%
avg mortgage rate 4.38% 3.31% 3.00% 3.06% 3.33% 3.67% 3.25%
Avg credit score 762.83 759.92 757.99 758.93 753.73 753.02 751.94 751.68
Avg LTV (loan to value) 76.18% 77.89% 79.87% 81.01% 81.74% 82.41% 83.30% 82.53%
Avg Combined LTV (loan to value) 76.40% 78.10% 80.04% 81.14% 81.89% 82.50% 83.44% 82.63%
Avg DTI (debt to income) 34.41 34.14 33.76 33.95 34.60 34.98 35.49 35.33
% First time homebuyer 30.34% 30.09% 30.90% 30.35% 36.60% 36.82% 40.33% 41.84%
Avg mortgage insurance % 5.70% 7.52% 9.56% 11.08% 12.42% 12.49% 13.34% 12.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rochester, New York 14694

If you’re looking to buy a new home in Rochester, we have compiled a list of the leading mortgage brokers around Rochester, New York 14694 to help you with your search.

Name
Address
Contact

Northmarq Capital

1800 One Hsbc Plz

Rochester NY 14694

(585) 262-2100

http://www.northmarq.com

First Funding Network

2164 Hudson Ave

Rochester NY 14694

(585) 482-0100

Ekcc

100 Kings Hwy S

Rochester NY 14694

(585) 339-7000

High Falls Capital

129 Armstrong Ave

Rochester NY 14694

(585) 342-5850

Frontier Mortgage of Ny

15 Goethals Dr

Rochester NY 14694

(585) 453-9000

Address

1800 One Hsbc Plz

Rochester NY

Contact

(585) 262-2100

http://www.northmarq.com

Address

2164 Hudson Ave

Rochester NY

Contact

(585) 482-0100

Address

100 Kings Hwy S

Rochester NY

Contact

(585) 339-7000

News on Mortgages and Reverse Mortgages for Rochester, New York 14694