Compare Today’s Mortgage Rates in Rome, New York 13442
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Rome, New York 13442.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $10,499 over the lifetime of your 30-year fixed loan, or a monthly savings of $29 in Rome and other areas of Oneida county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Rome, New York 13442
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Interactive Mortgage Rate Projections for Rome, New York 13442
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Rome, NY 13442. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Rome, New York 13442 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Rome, New York and around Oneida county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
% 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
% First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Rome, New York 13442
For those searching for a new home in Rome, we have compiled a list of the top mortgage brokers located in and around Rome, New York 13442 to assist you with your search.
Roger Guerrieri
7763 Turin Rd
Rome NY 13442
(315) 533-6832
Dillon John
1006 Black River Blvd N
Rome NY 13442
(315) 339-7489
Wells Fargo Home Mortgage
310 E Chestnut St
Rome NY 13442
(315) 336-4378
http://www.wellsfargo.com/mortgage/
OneMain Financial
4654 Commercial Dr
New Hartford NY 13442
(315) 768-8141
http://branches.onemainfinancial.com/ny/new-hartford/4654-commercial-drive.html
Territory Mortgage
66 Genesee St
New Hartford NY 13442
(315) 792-8021
http://www.territorymortgage.com/
Address
7763 Turin Rd
Rome NY
Contact
(315) 533-6832
Address
1006 Black River Blvd N
Rome NY
Contact
(315) 339-7489
Address
310 E Chestnut St
Rome NY
Contact
(315) 336-4378
http://www.wellsfargo.com/mortgage/