Compare Today’s Mortgage Rates for Rome, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Rome, New York 13449. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $13,423 or $37 / month in Rome and surrounding areas of Oneida county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Rome, New York 13449.

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Summary of Average Mortgage Terms in Rome, New York 13449

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Rome, New York 13449 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Rome, New York and around Oneida county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 83.75% 80.52% 83.17% 84.22% 88.97% 86.54% 85.38% 83.06%
avg mortgage rate 4.98% 4.62% 3.90% 3.91% 4.40% 4.08% 3.84% 3.98%
% 15 year fixed mortgage 11.43% 12.55% 10.30% 11.65% 8.06% 9.03% 10.42% 12.02%
avg mortgage rate 4.44% 3.89% 3.21% 3.09% 3.51% 3.24% 3.05% 3.20%
% 10 year fixed mortgage 0.22% 0.40% 0.74% 0.28% 0.29%
avg mortgage rate 3.75% 3.13% 2.85% 3.13% 3.50%
Avg credit score 763.14 763.77 762.27 757.57 759.33 756.01 753.84 748.77
Avg LTV (loan to value) 77.13% 78.74% 80.65% 82.63% 83.86% 83.58% 83.36% 85.77%
Avg Combined LTV (loan to value) 77.71% 79.03% 80.98% 82.80% 83.89% 83.69% 83.43% 85.90%
Avg DTI (debt to income) 32.88 32.83 32.94 33.42 33.55 34.48 34.78 35.25
% First time homebuyer 30.89% 31.82% 25.74% 32.89% 38.05% 35.43% 34.73% 42.08%
Avg mortgage insurance % 5.34% 8.69% 10.48% 11.75% 13.21% 13.20% 13.29% 13.90%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rome, New York 13449

If you’re looking to buy a new home in Rome, we have compiled a list of the leading mortgage brokers around Rome, New York 13449 to help you with your search.

Name
Address
Contact

Roger Guerrieri

7763 Turin Rd

Rome NY 13449

(315) 533-6832

Dillon John

1006 Black River Blvd N

Rome NY 13449

(315) 339-7489

Wells Fargo Home Mortgage

310 E Chestnut St

Rome NY 13449

(315) 336-4378

http://www.wellsfargo.com/mortgage/

OneMain Financial

4654 Commercial Dr

New Hartford NY 13449

(315) 768-8141

http://branches.onemainfinancial.com/ny/new-hartford/4654-commercial-drive.html

Territory Mortgage

66 Genesee St

New Hartford NY 13449

(315) 792-8021

http://www.territorymortgage.com/

Address

7763 Turin Rd

Rome NY

Contact

(315) 533-6832

Address

1006 Black River Blvd N

Rome NY

Contact

(315) 339-7489

Address

310 E Chestnut St

Rome NY

Contact

(315) 336-4378

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Rome, New York 13449