Compare Today’s Mortgage Rates in Rotterdam Junction, New York 12150
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Rotterdam Junction, New York 12150.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,762 over the lifetime of your 30-year fixed loan, or a monthly savings of $24 in Rotterdam Junction and other areas of Schenectady county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Rotterdam Junction, New York 12150
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Rotterdam Junction, New York 12150
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Rotterdam Junction, NY 12150. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Rotterdam Junction, New York 12150 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Rotterdam Junction, New York and around Schenectady county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Rotterdam Junction, New York 12150
For those searching for a new home in Rotterdam Junction, we have compiled a list of the top mortgage brokers located in and around Rotterdam Junction, New York 12150 to assist you with your search.
Name
Address
Contact
American Residential Mortgage
3 Winners Cir
Albany NY 12150
(518) 288-0200
Ameritrust National Mtg Bnkrs
435 New Karner Rd
Albany NY 12150
(518) 862-1414
Homeowners Advantage
18 Computer Dr E
Albany NY 12150
(518) 690-2232
sean_obrien@labor.state.ak.us
Onemain Financial
116 Wolf Rd
Albany NY 12150
(518) 489-3057
wecare@afsindia.com
Real Estate Mortgage Network
4 Palisades Dr
Albany NY 12150
(518) 438-1217
Address
3 Winners Cir
Albany NY
Contact
(518) 288-0200
Address
435 New Karner Rd
Albany NY
Contact
(518) 862-1414
Address
18 Computer Dr E
Albany NY
Contact
(518) 690-2232
sean_obrien@labor.state.ak.us