Compare Today’s Mortgage Rates for Round Lake, New York

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Round Lake, New York 12151. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,884 or $22 / month in Round Lake and surrounding areas of Saratoga county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Round Lake, New York 12151.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Round Lake, New York 12151

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Round Lake, NY

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Round Lake, NY 12151, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Round Lake, NY

Historical Mortgage Rates for Round Lake, New York 12151 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Round Lake, New York and around Saratoga county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Round Lake, New York 12151

If you’re looking to buy a new home in Round Lake, we have compiled a list of the leading mortgage brokers around Round Lake, New York 12151 to help you with your search.

Name
Address
Contact

American Residential Mortgage

3 Winners Cir

Albany NY 12151

(518) 288-0200

Ameritrust National Mtg Bnkrs

435 New Karner Rd

Albany NY 12151

(518) 862-1414

Homeowners Advantage

18 Computer Dr E

Albany NY 12151

(518) 690-2232

sean_obrien@labor.state.ak.us

Onemain Financial

116 Wolf Rd

Albany NY 12151

(518) 489-3057

wecare@afsindia.com

Real Estate Mortgage Network

4 Palisades Dr

Albany NY 12151

(518) 438-1217

Address

3 Winners Cir

Albany NY

Contact

(518) 288-0200

Address

435 New Karner Rd

Albany NY

Contact

(518) 862-1414

Address

18 Computer Dr E

Albany NY

Contact

(518) 690-2232

sean_obrien@labor.state.ak.us

News on Mortgages and Reverse Mortgages for Round Lake, New York 12151