Compare Today’s Mortgage Rates for Round Lake, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Round Lake, New York 12151. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $30,159 or $84 / month in Round Lake and surrounding areas of Saratoga county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Round Lake, New York 12151.

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Summary of Average Mortgage Terms in Round Lake, New York 12151

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Round Lake, New York 12151 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Round Lake, New York and around Saratoga county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Round Lake, New York 12151

If you’re looking to buy a new home in Round Lake, we have compiled a list of the leading mortgage brokers around Round Lake, New York 12151 to help you with your search.

Name
Address
Contact

American Residential Mortgage

3 Winners Cir

Albany NY 12151

(518) 288-0200

Ameritrust National Mtg Bnkrs

435 New Karner Rd

Albany NY 12151

(518) 862-1414

Homeowners Advantage

18 Computer Dr E

Albany NY 12151

(518) 690-2232

sean_obrien@labor.state.ak.us

Onemain Financial

116 Wolf Rd

Albany NY 12151

(518) 489-3057

wecare@afsindia.com

Real Estate Mortgage Network

4 Palisades Dr

Albany NY 12151

(518) 438-1217

Address

3 Winners Cir

Albany NY

Contact

(518) 288-0200

Address

435 New Karner Rd

Albany NY

Contact

(518) 862-1414

Address

18 Computer Dr E

Albany NY

Contact

(518) 690-2232

sean_obrien@labor.state.ak.us

News on Mortgages and Reverse Mortgages for Round Lake, New York 12151