Compare Today’s Mortgage Rates in Saint James, New York 11780
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Saint James, New York 11780.
Our search engine thoroughly explores all home mortgage options in Saint James, New York 11780, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $137,390 in lifetime cash or $382 per month in Saint James and other areas of Suffolk county.
Summary of Average Mortgages in Saint James, New York 11780
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Interactive Mortgage Rate Projections for Saint James, New York 11780
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saint James, NY 11780. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saint James, New York 11780 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saint James, New York and around Suffolk county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.13% | 97.86% | 97.66% | 97.45% | 96.84% | 94.99% | 96.31% | 96.12% | 94.47% |
avg mortgage rate | 6.40% | 4.40% | 2.97% | 3.37% | 4.40% | 4.60% | 4.18% | 3.94% | 4.11% |
% 15 year fixed mortgage | 1.57% | 1.56% | 1.62% | 1.87% | 2.13% | 3.77% | 3.06% | 3.14% | 4.19% |
avg mortgage rate | 5.39% | 3.50% | 2.35% | 2.86% | 3.77% | 3.88% | 3.50% | 3.21% | 3.29% |
Avg credit score | 745.36 | 755.49 | 752.39 | 753.25 | 746.28 | 748.25 | 747.86 | 748.97 | 750.12 |
Avg LTV (loan to value) | 79.54% | 80.30% | 80.97% | 81.88% | 80.98% | 78.49% | 79.09% | 79.50% | 78.75% |
Avg DTI (debt to income) | 41.37 | 39.76 | 37.85 | 37.92 | 39.06 | 38.90 | 38.06 | 38.30 | 37.94 |
% First time homebuyer | 66.60% | 64.10% | 59.15% | 60.87% | 59.75% | 52.68% | 53.34% | 51.71% | 53.13% |
Avg mortgage insurance % | 11.66% | 11.34% | 11.09% | 11.77% | 11.10% | 9.15% | 8.87% | 9.42% | 8.99% |
Best Mortgage Brokers around Saint James, New York 11780
For those searching for a new home in Saint James, we have compiled a list of the top mortgage brokers located in and around Saint James, New York 11780 to assist you with your search.
Family Home Fin
872 Middle Country Rd
Saint James NY 11780
(631) 486-3770
Dmn Mortgage
960 Middle Country Rd
Saint James NY 11780
(631) 486-3771
http://dmnmortgage.com
All Shores Mortgage
417 Lake Ave
Saint James NY 11780
(631) 686-5200
info@allshoresmortgage.com
Rm Associates Inc.
125 Wireless Blvd
Hauppauge NY 11780
(631) 434-1000
Meadowbrook Financial Mortgage
700 Veterans Hwy
Hauppauge NY 11780
(631) 944-6575
Address
872 Middle Country Rd
Saint James NY
Contact
(631) 486-3770
Address
960 Middle Country Rd
Saint James NY
Contact
(631) 486-3771
http://dmnmortgage.com
Address
417 Lake Ave
Saint James NY
Contact
(631) 686-5200
info@allshoresmortgage.com