Compare Today’s Mortgage Rates for Saratoga Springs, New York

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Saratoga Springs, New York 12866. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $46,150 or $128 / month in Saratoga Springs and surrounding areas of Saratoga county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Saratoga Springs, New York 12866.

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Summary of Average Mortgage Terms in Saratoga Springs, New York 12866

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Saratoga Springs, New York 12866 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Saratoga Springs, New York and around Saratoga county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
% 10 year fixed mortgage 0.55% 0.21% 0.40% 0.33% 0.23% 0.63%
avg mortgage rate 4.42% 3.25% 3.13% 3.44% 3.31% 2.77%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg Combined LTV (loan to value) 76.08% 77.31% 79.97% 80.19% 80.12% 82.23% 82.00% 81.91%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saratoga Springs, New York 12866

If you’re looking to buy a new home in Saratoga Springs, we have compiled a list of the leading mortgage brokers around Saratoga Springs, New York 12866 to help you with your search.

Name
Address
Contact

Saratoga Industries

84 Walworth St

Saratoga Springs NY 12866

(518) 871-1170

Ab Mortgage Corporation

116 Elm St

Saratoga Springs NY 12866

(518) 581-3930

Century Health Capital

358 Broadway

Saratoga Springs NY 12866

(518) 583-1667

http://veinandlasercentre.com/

Badger & Stone

625 Route 9N

Saratoga Springs NY 12866

(518) 583-3255

Countrywide Home Loans

90 East Ave

Saratoga Springs NY 12866

(518) 226-4070

Address

84 Walworth St

Saratoga Springs NY

Contact

(518) 871-1170

Address

116 Elm St

Saratoga Springs NY

Contact

(518) 581-3930

Address

358 Broadway

Saratoga Springs NY

Contact

(518) 583-1667

http://veinandlasercentre.com/

News on Mortgages and Reverse Mortgages for Saratoga Springs, New York 12866