Compare Today’s Mortgage Rates in Schaghticoke, New York 12154
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Schaghticoke, New York 12154.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Schaghticoke, New York 12154. For a 30-year fixed loan, our calculations show that you can expect to save up to $18,731 over the lifetime of your mortgage, which translates to a monthly savings of $52 in Schaghticoke and other areas of Rensselaer county.
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Summary of Average Mortgages in Schaghticoke, New York 12154
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Schaghticoke, New York 12154
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Schaghticoke, NY 12154. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Schaghticoke, New York 12154 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Schaghticoke, New York and around Rensselaer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Schaghticoke, New York 12154
For those searching for a new home in Schaghticoke, we have compiled a list of the top mortgage brokers located in and around Schaghticoke, New York 12154 to assist you with your search.
Name
Address
Contact
American Residential Mortgage
3 Winners Cir
Albany NY 12154
(518) 288-0200
Ameritrust National Mtg Bnkrs
435 New Karner Rd
Albany NY 12154
(518) 862-1414
Homeowners Advantage
18 Computer Dr E
Albany NY 12154
(518) 690-2232
sean_obrien@labor.state.ak.us
Onemain Financial
116 Wolf Rd
Albany NY 12154
(518) 489-3057
wecare@afsindia.com
Real Estate Mortgage Network
4 Palisades Dr
Albany NY 12154
(518) 438-1217
Address
3 Winners Cir
Albany NY
Contact
(518) 288-0200
Address
435 New Karner Rd
Albany NY
Contact
(518) 862-1414
Address
18 Computer Dr E
Albany NY
Contact
(518) 690-2232
sean_obrien@labor.state.ak.us