Compare Today’s Mortgage Rates for Schenectady, New York

Pureloan searches mortgage lenders and major banks in Schenectady, New York 12345 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,458 or $18 / month is expected in Schenectady and other areas of Schenectady county.

Pureloan’s search engine explores all home mortgage options in Schenectady, New York 12345, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Schenectady, New York 12345

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Schenectady, NY 12345, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Schenectady, New York 12345 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Schenectady, New York and around Schenectady county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Schenectady, New York 12345

If you’re looking to buy a new home in Schenectady, we have compiled a list of the leading mortgage brokers around Schenectady, New York 12345 to help you with your search.

Name
Address
Contact

Adirondack Home Mortgage

2004 Cardiff Rd

Schenectady NY 12345

(518) 355-3737

eric_andrew_king@hotmail.com

OneMain Financial

1400 Altamont Ave

Schenectady NY 12345

(518) 357-9761

http://branches.onemainfinancial.com/ny/schenectady/1400-altamont-avenue.html

Adirondack Note Buyers

763 Westmoreland Dr

Schenectady NY 12345

(518) 374-5011

http://www.privatemortgagebuyers.com

Hartford Funding

322 Ballston Rd

Scotia NY 12345

(518) 372-3163

http://www.hartfordfunding.com

Glenville Bank Holding Co.

201 Mohawk Ave

Scotia NY 12345

(518) 370-7200

http://firstscotia.com

Address

2004 Cardiff Rd

Schenectady NY

Contact

(518) 355-3737

eric_andrew_king@hotmail.com

Address

1400 Altamont Ave

Schenectady NY

Contact

(518) 357-9761

http://branches.onemainfinancial.com/ny/schenectady/1400-altamont-avenue.html

Address

763 Westmoreland Dr

Schenectady NY

Contact

(518) 374-5011

http://www.privatemortgagebuyers.com

News on Mortgages and Reverse Mortgages for Schenectady, New York 12345