Compare Today’s Mortgage Rates in Shirley, New York 11967
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Shirley, New York 11967.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,301 over the lifetime of your 30-year fixed loan, or a monthly savings of $20 in Shirley and other areas of Suffolk county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Shirley, New York 11967
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Shirley, New York 11967
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Shirley, NY 11967. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Shirley, New York 11967 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Shirley, New York and around Suffolk county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.20% | 96.12% | 97.15% | 96.14% | 94.82% | 95.00% | 95.06% | 94.44% | 95.53% |
avg mortgage rate | 6.40% | 4.24% | 2.97% | 3.50% | 4.43% | 4.63% | 4.29% | 4.08% | 4.17% |
% 15 year fixed mortgage | 3.03% | 2.69% | 2.01% | 3.04% | 3.42% | 3.41% | 3.62% | 4.58% | 3.98% |
avg mortgage rate | 5.58% | 3.64% | 2.33% | 2.93% | 3.88% | 3.91% | 3.59% | 3.20% | 3.30% |
Avg credit score | 756.71 | 765.92 | 771.14 | 759.00 | 753.86 | 753.98 | 752.93 | 752.35 | 751.97 |
Avg LTV (loan to value) | 72.01% | 73.48% | 74.77% | 73.96% | 72.06% | 70.54% | 69.91% | 70.97% | 70.49% |
Avg DTI (debt to income) | 40.57 | 39.90 | 36.78 | 37.57 | 38.07 | 39.90 | 38.27 | 36.29 | 36.48 |
% First time homebuyer | 64.90% | 66.79% | 69.42% | 66.80% | 62.77% | 59.51% | 58.73% | 52.82% | 59.84% |
Avg mortgage insurance % | 3.72% | 3.93% | 4.05% | 3.97% | 3.50% | 2.12% | 1.81% | 2.32% | 1.48% |
Best Mortgage Brokers around Shirley, New York 11967
For those searching for a new home in Shirley, we have compiled a list of the top mortgage brokers located in and around Shirley, New York 11967 to assist you with your search.
Name
Address
Contact
Home Federal Savings Bank
800 Montauk Hwy
Shirley NY 11967
(631) 281-2201
Power Equity
944 Montauk Hwy
Shirley NY 11967
(631) 730-5401
Cross Bay Field Mortgage Services
45 Ramsey Rd
Shirley NY 11967
(631) 924-2411
Jempath
969 Montauk Hwy
Shirley NY 11967
(631) 772-1905
Peluso Realty
850 Montauk Hwy
Shirley NY 11967
(631) 399-2400
paulpeluso@relevantyellow.com
Address
800 Montauk Hwy
Shirley NY
Contact
(631) 281-2201
Address
944 Montauk Hwy
Shirley NY
Contact
(631) 730-5401
Address
45 Ramsey Rd
Shirley NY
Contact
(631) 924-2411