Compare Today’s Mortgage Rates in Stamford, New York 12167
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Stamford, New York 12167.
Our search engine thoroughly explores all home mortgage options in Stamford, New York 12167, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,868 in lifetime cash or $14 per month in Stamford and other areas of Delaware county.
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Summary of Average Mortgages in Stamford, New York 12167
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Stamford, New York 12167
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Stamford, NY 12167. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Stamford, New York 12167 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Stamford, New York and around Delaware county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Stamford, New York 12167
For those searching for a new home in Stamford, we have compiled a list of the top mortgage brokers located in and around Stamford, New York 12167 to assist you with your search.
Name
Address
Contact
American Residential Mortgage
3 Winners Cir
Albany NY 12167
(518) 288-0200
Ameritrust National Mtg Bnkrs
435 New Karner Rd
Albany NY 12167
(518) 862-1414
Homeowners Advantage
18 Computer Dr E
Albany NY 12167
(518) 690-2232
sean_obrien@labor.state.ak.us
Onemain Financial
116 Wolf Rd
Albany NY 12167
(518) 489-3057
wecare@afsindia.com
Real Estate Mortgage Network
4 Palisades Dr
Albany NY 12167
(518) 438-1217
Address
3 Winners Cir
Albany NY
Contact
(518) 288-0200
Address
435 New Karner Rd
Albany NY
Contact
(518) 862-1414
Address
18 Computer Dr E
Albany NY
Contact
(518) 690-2232
sean_obrien@labor.state.ak.us