Compare Today’s Mortgage Rates in Tribes Hill, New York 12177
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Tribes Hill, New York 12177.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Tribes Hill, New York 12177. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,762 over the lifetime of your mortgage, which translates to a monthly savings of $24 in Tribes Hill and other areas of Montgomery county.
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Summary of Average Mortgages in Tribes Hill, New York 12177
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Tribes Hill, New York 12177
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Tribes Hill, NY 12177. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Tribes Hill, New York 12177 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Tribes Hill, New York and around Montgomery county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Tribes Hill, New York 12177
For those searching for a new home in Tribes Hill, we have compiled a list of the top mortgage brokers located in and around Tribes Hill, New York 12177 to assist you with your search.
Name
Address
Contact
Trustco Bank
1700 State St
Troy NY 12177
(518) 274-5420
http://trustcobank.com
A M Funding Group
200 Broadway
Troy NY 12177
(518) 272-8837
Commercial Mortgage Network
200 Broadway
Troy NY 12177
(518) 272-3814
HSBC Bank
600 2nd Ave
Troy NY 12177
(518) 235-0184
http://www.hsbc.com
American Residential Mortgage
3 Winners Cir
Albany NY 12177
(518) 288-0200
Address
1700 State St
Troy NY
Contact
(518) 274-5420
http://trustcobank.com
Address
200 Broadway
Troy NY
Contact
(518) 272-8837
Address
200 Broadway
Troy NY
Contact
(518) 272-3814