Compare Today’s Mortgage Rates in Waterloo, New York 13165
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Waterloo, New York 13165.
Our search engine thoroughly explores all home mortgage options in Waterloo, New York 13165, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $8,674 in lifetime cash or $24 per month in Waterloo and other areas of Cayuga county.
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Summary of Average Mortgages in Waterloo, New York 13165
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Waterloo, New York 13165
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Waterloo, NY 13165. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Waterloo, New York 13165 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Waterloo, New York and around Cayuga county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
| avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
| % 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
| avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
| Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
| Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
| Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
| % First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
| Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Waterloo, New York 13165
For those searching for a new home in Waterloo, we have compiled a list of the top mortgage brokers located in and around Waterloo, New York 13165 to assist you with your search.
Name
Address
Contact
SBU Mortgage Corporation
90 Presidential Plz
Syracuse NY 13165
(315) 471-0794
M&T Mortgage
101 S Salina St
Syracuse NY 13165
(315) 424-4475
http://www.mandtreversemortgage.com/
Universal American
819 S Salina St
Syracuse NY 13165
(315) 422-4002
Angelic Touch Therapy
327 W Fayette St
Syracuse NY 13165
(315) 472-1693
Cny Development
109 S Warren St
Syracuse NY 13165
(315) 671-0836
http://www.aiacny.org
Address
90 Presidential Plz
Syracuse NY
Contact
(315) 471-0794
Address
101 S Salina St
Syracuse NY
Contact
(315) 424-4475
http://www.mandtreversemortgage.com/
Address
819 S Salina St
Syracuse NY
Contact
(315) 422-4002