Compare Today’s Mortgage Rates in Waterport, New York 14571
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Waterport, New York 14571.
Our search engine thoroughly explores all home mortgage options in Waterport, New York 14571, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,868 in lifetime cash or $14 per month in Waterport and other areas of Orleans county.
Summary of Average Mortgages in Waterport, New York 14571
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Interactive Mortgage Rate Projections for Waterport, New York 14571
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Waterport, NY 14571. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Waterport, New York 14571 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Waterport, New York and around Orleans county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.99% | 92.72% | 92.19% | 90.82% | 87.66% | 86.04% | 84.43% | 85.40% | 80.29% |
avg mortgage rate | 6.50% | 4.62% | 3.00% | 3.30% | 4.31% | 4.57% | 4.06% | 3.77% | 4.00% |
% 15 year fixed mortgage | 2.68% | 5.79% | 6.32% | 6.86% | 9.89% | 10.65% | 11.92% | 12.18% | 14.70% |
avg mortgage rate | 5.84% | 3.78% | 2.38% | 2.79% | 3.76% | 3.99% | 3.36% | 3.01% | 3.16% |
Avg credit score | 749.43 | 760.67 | 754.61 | 757.61 | 765.14 | 758.63 | 757.78 | 758.12 | 760.42 |
Avg LTV (loan to value) | 82.10% | 83.21% | 83.19% | 83.25% | 82.93% | 81.03% | 81.15% | 81.56% | 80.63% |
Avg DTI (debt to income) | 37.19 | 35.64 | 34.66 | 34.71 | 35.14 | 35.08 | 34.75 | 34.38 | 34.65 |
% First time homebuyer | 50.17% | 47.60% | 40.03% | 39.58% | 45.10% | 35.06% | 34.48% | 33.61% | 31.18% |
Avg mortgage insurance % | 12.66% | 13.04% | 12.76% | 12.88% | 12.71% | 11.05% | 11.75% | 11.68% | 10.82% |
Best Mortgage Brokers around Waterport, New York 14571
For those searching for a new home in Waterport, we have compiled a list of the top mortgage brokers located in and around Waterport, New York 14571 to assist you with your search.
Centerpointe Mortgage
2024 W Henrietta Rd
Rochester NY 14571
(585) 241-3080
http://www.centerpointemortgage.com
Web Title Agency
500A Canal View Blvd
Rochester NY 14571
(585) 454-4770
aroides@webtitle.us
First Rochester Mortgage
2024 W Henrietta Rd
Rochester NY 14571
(585) 427-9200
acapuano@firstrochestermortgage.com
Monroe Capital
3445 Winton Pl
Rochester NY 14571
(585) 424-2750
contact@monroecap.net
FFC Mortgage
2595 Brighton Henrietta Town Line Rd
Rochester NY 14571
(585) 697-3500
gterwilliger@flahertyfunding.com
Address
2024 W Henrietta Rd
Rochester NY
Contact
(585) 241-3080
http://www.centerpointemortgage.com
Address
500A Canal View Blvd
Rochester NY
Contact
(585) 454-4770
aroides@webtitle.us
Address
2024 W Henrietta Rd
Rochester NY
Contact
(585) 427-9200
acapuano@firstrochestermortgage.com