Compare Today’s Mortgage Rates in Watervliet, New York 12189
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Watervliet, New York 12189.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $12,553 over the lifetime of your 30-year fixed loan, or a monthly savings of $35 in Watervliet and other areas of Albany county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Watervliet, New York 12189
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Watervliet, New York 12189
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Watervliet, NY 12189. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Watervliet, New York 12189 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Watervliet, New York and around Albany county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
| avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
| % 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
| avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
| Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
| Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
| Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
| % First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
| Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Watervliet, New York 12189
For those searching for a new home in Watervliet, we have compiled a list of the top mortgage brokers located in and around Watervliet, New York 12189 to assist you with your search.
Name
Address
Contact
Southworth Tees
1463 County Highway 39
Worcester NY 12189
(607) 397-9354
American Residential Mortgage
3 Winners Cir
Albany NY 12189
(518) 288-0200
Ameritrust National Mtg Bnkrs
435 New Karner Rd
Albany NY 12189
(518) 862-1414
Homeowners Advantage
18 Computer Dr E
Albany NY 12189
(518) 690-2232
sean_obrien@labor.state.ak.us
Onemain Financial
116 Wolf Rd
Albany NY 12189
(518) 489-3057
wecare@afsindia.com
Address
1463 County Highway 39
Worcester NY
Contact
(607) 397-9354
Address
3 Winners Cir
Albany NY
Contact
(518) 288-0200
Address
435 New Karner Rd
Albany NY
Contact
(518) 862-1414