Compare Today’s Mortgage Rates in Wayland, New York 14572
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Wayland, New York 14572.
Our search engine thoroughly explores all home mortgage options in Wayland, New York 14572, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,544 in lifetime cash or $27 per month in Wayland and other areas of Livingston county.
Summary of Average Mortgages in Wayland, New York 14572
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Interactive Mortgage Rate Projections for Wayland, New York 14572
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Wayland, NY 14572. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Wayland, New York 14572 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Wayland, New York and around Livingston county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.99% | 92.72% | 92.19% | 90.82% | 87.66% | 86.04% | 84.43% | 85.40% | 80.29% |
avg mortgage rate | 6.50% | 4.62% | 3.00% | 3.30% | 4.31% | 4.57% | 4.06% | 3.77% | 4.00% |
% 15 year fixed mortgage | 2.68% | 5.79% | 6.32% | 6.86% | 9.89% | 10.65% | 11.92% | 12.18% | 14.70% |
avg mortgage rate | 5.84% | 3.78% | 2.38% | 2.79% | 3.76% | 3.99% | 3.36% | 3.01% | 3.16% |
Avg credit score | 749.43 | 760.67 | 754.61 | 757.61 | 765.14 | 758.63 | 757.78 | 758.12 | 760.42 |
Avg LTV (loan to value) | 82.10% | 83.21% | 83.19% | 83.25% | 82.93% | 81.03% | 81.15% | 81.56% | 80.63% |
Avg DTI (debt to income) | 37.19 | 35.64 | 34.66 | 34.71 | 35.14 | 35.08 | 34.75 | 34.38 | 34.65 |
% First time homebuyer | 50.17% | 47.60% | 40.03% | 39.58% | 45.10% | 35.06% | 34.48% | 33.61% | 31.18% |
Avg mortgage insurance % | 12.66% | 13.04% | 12.76% | 12.88% | 12.71% | 11.05% | 11.75% | 11.68% | 10.82% |
Best Mortgage Brokers around Wayland, New York 14572
For those searching for a new home in Wayland, we have compiled a list of the top mortgage brokers located in and around Wayland, New York 14572 to assist you with your search.
Centerpointe Mortgage
2024 W Henrietta Rd
Rochester NY 14572
(585) 241-3080
http://www.centerpointemortgage.com
Web Title Agency
500A Canal View Blvd
Rochester NY 14572
(585) 454-4770
aroides@webtitle.us
First Rochester Mortgage
2024 W Henrietta Rd
Rochester NY 14572
(585) 427-9200
acapuano@firstrochestermortgage.com
Monroe Capital
3445 Winton Pl
Rochester NY 14572
(585) 424-2750
contact@monroecap.net
FFC Mortgage
2595 Brighton Henrietta Town Line Rd
Rochester NY 14572
(585) 697-3500
gterwilliger@flahertyfunding.com
Address
2024 W Henrietta Rd
Rochester NY
Contact
(585) 241-3080
http://www.centerpointemortgage.com
Address
500A Canal View Blvd
Rochester NY
Contact
(585) 454-4770
aroides@webtitle.us
Address
2024 W Henrietta Rd
Rochester NY
Contact
(585) 427-9200
acapuano@firstrochestermortgage.com