Compare Today’s Mortgage Rates in Wells, New York 12190
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Wells, New York 12190.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Wells, New York 12190. For a 30-year fixed loan, our calculations show that you can expect to save up to $19,472 over the lifetime of your mortgage, which translates to a monthly savings of $54 in Wells and other areas of Hamilton county.
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Summary of Average Mortgages in Wells, New York 12190
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Wells, New York 12190
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Wells, NY 12190. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Wells, New York 12190 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Wells, New York and around Hamilton county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
| avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
| % 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
| avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
| Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
| Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
| Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
| % First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
| Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Wells, New York 12190
For those searching for a new home in Wells, we have compiled a list of the top mortgage brokers located in and around Wells, New York 12190 to assist you with your search.
Name
Address
Contact
Southworth Tees
1463 County Highway 39
Worcester NY 12190
(607) 397-9354
American Residential Mortgage
3 Winners Cir
Albany NY 12190
(518) 288-0200
Ameritrust National Mtg Bnkrs
435 New Karner Rd
Albany NY 12190
(518) 862-1414
Homeowners Advantage
18 Computer Dr E
Albany NY 12190
(518) 690-2232
sean_obrien@labor.state.ak.us
Onemain Financial
116 Wolf Rd
Albany NY 12190
(518) 489-3057
wecare@afsindia.com
Address
1463 County Highway 39
Worcester NY
Contact
(607) 397-9354
Address
3 Winners Cir
Albany NY
Contact
(518) 288-0200
Address
435 New Karner Rd
Albany NY
Contact
(518) 862-1414