Compare Today’s Mortgage Rates for West Winfield, New York

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in West Winfield, New York 13491. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,517 or $10 / month in West Winfield and other areas of Herkimer county.

Our search engine explores all home mortgage options in West Winfield, New York 13491, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in West Winfield, New York 13491

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for West Winfield, NY

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in West Winfield, NY 13491, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for West Winfield, NY

Historical Mortgage Rates for West Winfield, New York 13491 from 2013 - 2020

We have compiled mortgage rate charts for home loans in West Winfield, New York and around Herkimer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.75% 80.52% 83.17% 84.22% 88.97% 86.54% 85.38% 83.06%
avg mortgage rate 4.98% 4.62% 3.90% 3.91% 4.40% 4.08% 3.84% 3.98%
% 15 year fixed mortgage 11.43% 12.55% 10.30% 11.65% 8.06% 9.03% 10.42% 12.02%
avg mortgage rate 4.44% 3.89% 3.21% 3.09% 3.51% 3.24% 3.05% 3.20%
Avg credit score 763.14 763.77 762.27 757.57 759.33 756.01 753.84 748.77
Avg LTV (loan to value) 77.13% 78.74% 80.65% 82.63% 83.86% 83.58% 83.36% 85.77%
Avg DTI (debt to income) 32.88 32.83 32.94 33.42 33.55 34.48 34.78 35.25
% First time homebuyer 30.89% 31.82% 25.74% 32.89% 38.05% 35.43% 34.73% 42.08%
Avg mortgage insurance % 5.34% 8.69% 10.48% 11.75% 13.21% 13.20% 13.29% 13.90%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around West Winfield, New York 13491

If you’re looking to buy a new home in West Winfield, we have compiled a list of the leading mortgage brokers around West Winfield, New York 13491 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

327 Oriskany Blvd

Whitesboro NY 13491

(315) 736-4260

http://www.wellsfargo.com/mortgage/

Commonfund Mortgage

41 Notre Dame Ln

Utica NY 13491

(315) 507-4760

http://commonfundmtg.com

Adirondack Mortgage Service

17 Talcott Rd

Utica NY 13491

(315) 733-1848

http://www.adirondackmortgageservice.net/

Estate Homes

2458 State Route 5

Utica NY 13491

(315) 735-2108

info@estatehomes.net

Territory Mortgage

116 Business Park Dr

Utica NY 13491

(315) 792-8021

http://territorymortgage.com

Address

327 Oriskany Blvd

Whitesboro NY

Contact

(315) 736-4260

http://www.wellsfargo.com/mortgage/

Address

41 Notre Dame Ln

Utica NY

Contact

(315) 507-4760

http://commonfundmtg.com

Address

17 Talcott Rd

Utica NY

Contact

(315) 733-1848

http://www.adirondackmortgageservice.net/

News on Mortgages and Reverse Mortgages for West Winfield, New York 13491