Compare Today’s Mortgage Rates in Westford, New York 13488
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Westford, New York 13488.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,974 over the lifetime of your 30-year fixed loan, or a monthly savings of $19 in Westford and other areas of Delaware county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Westford, New York 13488
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Westford, New York 13488
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Westford, NY 13488. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Westford, New York 13488 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Westford, New York and around Delaware county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
| avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
| % 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
| avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
| Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
| Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
| Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
| % First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
| Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Westford, New York 13488
For those searching for a new home in Westford, we have compiled a list of the top mortgage brokers located in and around Westford, New York 13488 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
327 Oriskany Blvd
Whitesboro NY 13488
(315) 736-4260
http://www.wellsfargo.com/mortgage/
Commonfund Mortgage
41 Notre Dame Ln
Utica NY 13488
(315) 507-4760
http://commonfundmtg.com
Adirondack Mortgage Service
17 Talcott Rd
Utica NY 13488
(315) 733-1848
http://www.adirondackmortgageservice.net/
Estate Homes
2458 State Route 5
Utica NY 13488
(315) 735-2108
info@estatehomes.net
Territory Mortgage
116 Business Park Dr
Utica NY 13488
(315) 792-8021
http://territorymortgage.com
Address
327 Oriskany Blvd
Whitesboro NY
Contact
(315) 736-4260
http://www.wellsfargo.com/mortgage/
Address
41 Notre Dame Ln
Utica NY
Contact
(315) 507-4760
http://commonfundmtg.com
Address
17 Talcott Rd
Utica NY
Contact
(315) 733-1848
http://www.adirondackmortgageservice.net/