Compare Today’s Mortgage Rates in Westmoreland, New York 13490
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Westmoreland, New York 13490.
Our search engine thoroughly explores all home mortgage options in Westmoreland, New York 13490, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,499 in lifetime cash or $29 per month in Westmoreland and other areas of Oneida county.
Summary of Average Mortgages in Westmoreland, New York 13490
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Interactive Mortgage Rate Projections for Westmoreland, New York 13490
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Westmoreland, NY 13490. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Westmoreland, New York 13490 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Westmoreland, New York and around Oneida county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
% 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
% First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Westmoreland, New York 13490
For those searching for a new home in Westmoreland, we have compiled a list of the top mortgage brokers located in and around Westmoreland, New York 13490 to assist you with your search.
Wells Fargo Home Mortgage
327 Oriskany Blvd
Whitesboro NY 13490
(315) 736-4260
http://www.wellsfargo.com/mortgage/
Commonfund Mortgage
41 Notre Dame Ln
Utica NY 13490
(315) 507-4760
http://commonfundmtg.com
Adirondack Mortgage Service
17 Talcott Rd
Utica NY 13490
(315) 733-1848
http://www.adirondackmortgageservice.net/
Estate Homes
2458 State Route 5
Utica NY 13490
(315) 735-2108
info@estatehomes.net
Territory Mortgage
116 Business Park Dr
Utica NY 13490
(315) 792-8021
http://territorymortgage.com
Address
327 Oriskany Blvd
Whitesboro NY
Contact
(315) 736-4260
http://www.wellsfargo.com/mortgage/
Address
41 Notre Dame Ln
Utica NY
Contact
(315) 507-4760
http://commonfundmtg.com
Address
17 Talcott Rd
Utica NY
Contact
(315) 733-1848
http://www.adirondackmortgageservice.net/