Compare Today’s Mortgage Rates in Willard, New York 14588
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Willard, New York 14588.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Willard, New York 14588. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,499 over the lifetime of your mortgage, which translates to a monthly savings of $29 in Willard and other areas of Yates county.
Summary of Average Mortgages in Willard, New York 14588
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Interactive Mortgage Rate Projections for Willard, New York 14588
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Willard, NY 14588. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Willard, New York 14588 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Willard, New York and around Yates county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.99% | 92.72% | 92.19% | 90.82% | 87.66% | 86.04% | 84.43% | 85.40% | 80.29% |
avg mortgage rate | 6.50% | 4.62% | 3.00% | 3.30% | 4.31% | 4.57% | 4.06% | 3.77% | 4.00% |
% 15 year fixed mortgage | 2.68% | 5.79% | 6.32% | 6.86% | 9.89% | 10.65% | 11.92% | 12.18% | 14.70% |
avg mortgage rate | 5.84% | 3.78% | 2.38% | 2.79% | 3.76% | 3.99% | 3.36% | 3.01% | 3.16% |
Avg credit score | 749.43 | 760.67 | 754.61 | 757.61 | 765.14 | 758.63 | 757.78 | 758.12 | 760.42 |
Avg LTV (loan to value) | 82.10% | 83.21% | 83.19% | 83.25% | 82.93% | 81.03% | 81.15% | 81.56% | 80.63% |
Avg DTI (debt to income) | 37.19 | 35.64 | 34.66 | 34.71 | 35.14 | 35.08 | 34.75 | 34.38 | 34.65 |
% First time homebuyer | 50.17% | 47.60% | 40.03% | 39.58% | 45.10% | 35.06% | 34.48% | 33.61% | 31.18% |
Avg mortgage insurance % | 12.66% | 13.04% | 12.76% | 12.88% | 12.71% | 11.05% | 11.75% | 11.68% | 10.82% |
Best Mortgage Brokers around Willard, New York 14588
For those searching for a new home in Willard, we have compiled a list of the top mortgage brokers located in and around Willard, New York 14588 to assist you with your search.
Centerpointe Mortgage
2024 W Henrietta Rd
Rochester NY 14588
(585) 241-3080
http://www.centerpointemortgage.com
Web Title Agency
500A Canal View Blvd
Rochester NY 14588
(585) 454-4770
aroides@webtitle.us
First Rochester Mortgage
2024 W Henrietta Rd
Rochester NY 14588
(585) 427-9200
acapuano@firstrochestermortgage.com
Monroe Capital
3445 Winton Pl
Rochester NY 14588
(585) 424-2750
contact@monroecap.net
FFC Mortgage
2595 Brighton Henrietta Town Line Rd
Rochester NY 14588
(585) 697-3500
gterwilliger@flahertyfunding.com
Address
2024 W Henrietta Rd
Rochester NY
Contact
(585) 241-3080
http://www.centerpointemortgage.com
Address
500A Canal View Blvd
Rochester NY
Contact
(585) 454-4770
aroides@webtitle.us
Address
2024 W Henrietta Rd
Rochester NY
Contact
(585) 427-9200
acapuano@firstrochestermortgage.com