Compare Today’s Mortgage Rates in Willet, New York 13863
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Willet, New York 13863.
Our search engine thoroughly explores all home mortgage options in Willet, New York 13863, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,018 in lifetime cash or $19 per month in Willet and other areas of Chenango county.
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Summary of Average Mortgages in Willet, New York 13863
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Willet, New York 13863
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Willet, NY 13863. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Willet, New York 13863 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Willet, New York and around Chenango county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
| avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
| % 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
| avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
| Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
| Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
| Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
| % First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
| Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Willet, New York 13863
For those searching for a new home in Willet, we have compiled a list of the top mortgage brokers located in and around Willet, New York 13863 to assist you with your search.
Name
Address
Contact
Daniel Abrahamson
Barker Rd
Whitney Point NY 13863
(607) 692-2177
River Forest Ventures
280 State Route 79
Windsor NY 13863
(607) 655-1515
SPRINGLEAF FINANCIAL Service
1332 Upper Front St
Binghamton NY 13863
(607) 724-2441
http://springleaffinancial.com
First Niagara Mortgage
84 Court St
Binghamton NY 13863
(607) 238-1577
Hci Mortgage
74 Carroll St
Binghamton NY 13863
(607) 343-5527
Address
Barker Rd
Whitney Point NY
Contact
(607) 692-2177
Address
280 State Route 79
Windsor NY
Contact
(607) 655-1515
Address
1332 Upper Front St
Binghamton NY
Contact
(607) 724-2441
http://springleaffinancial.com