Compare Today’s Mortgage Rates in Windsor, New York 13865
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Windsor, New York 13865.
Our search engine thoroughly explores all home mortgage options in Windsor, New York 13865, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,544 in lifetime cash or $27 per month in Windsor and other areas of Broome county.
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Summary of Average Mortgages in Windsor, New York 13865
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Windsor, New York 13865
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Windsor, NY 13865. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Windsor, New York 13865 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Windsor, New York and around Broome county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
% 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
% First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Windsor, New York 13865
For those searching for a new home in Windsor, we have compiled a list of the top mortgage brokers located in and around Windsor, New York 13865 to assist you with your search.
Name
Address
Contact
River Forest Ventures
280 State Route 79
Windsor NY 13865
(607) 655-1515
SPRINGLEAF FINANCIAL Service
1332 Upper Front St
Binghamton NY 13865
(607) 724-2441
http://springleaffinancial.com
First Niagara Mortgage
84 Court St
Binghamton NY 13865
(607) 238-1577
Hci Mortgage
74 Carroll St
Binghamton NY 13865
(607) 343-5527
Ameritrust National Mortgage Banker
34 Chenango St
Binghamton NY 13865
(607) 773-8917
Address
280 State Route 79
Windsor NY
Contact
(607) 655-1515
Address
1332 Upper Front St
Binghamton NY
Contact
(607) 724-2441
http://springleaffinancial.com
Address
84 Court St
Binghamton NY
Contact
(607) 238-1577