Compare Today’s Mortgage Rates in Winthrop, New York 13697
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Winthrop, New York 13697.
Our search engine thoroughly explores all home mortgage options in Winthrop, New York 13697, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $8,017 in lifetime cash or $22 per month in Winthrop and other areas of Saint Lawrence county.
Summary of Average Mortgages in Winthrop, New York 13697
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Interactive Mortgage Rate Projections for Winthrop, New York 13697
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Winthrop, NY 13697. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Winthrop, New York 13697 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Winthrop, New York and around Saint Lawrence county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.09% | 92.35% | 91.57% | 90.40% | 88.48% | 87.59% | 86.16% | 84.71% | 85.22% |
avg mortgage rate | 6.45% | 4.50% | 3.06% | 3.35% | 4.42% | 4.54% | 4.11% | 3.83% | 4.06% |
% 15 year fixed mortgage | 5.42% | 5.56% | 6.18% | 7.77% | 7.53% | 9.35% | 9.46% | 11.15% | 10.27% |
avg mortgage rate | 5.75% | 4.00% | 2.48% | 2.82% | 3.75% | 3.90% | 3.30% | 3.06% | 3.22% |
Avg credit score | 745.41 | 748.16 | 748.06 | 754.77 | 752.35 | 754.89 | 754.34 | 754.66 | 755.45 |
Avg LTV (loan to value) | 82.43% | 84.83% | 85.27% | 86.34% | 85.24% | 84.04% | 84.62% | 83.40% | 83.85% |
Avg DTI (debt to income) | 36.73 | 35.24 | 35.04 | 35.14 | 35.42 | 35.10 | 35.44 | 34.70 | 34.42 |
% First time homebuyer | 56.65% | 52.14% | 50.28% | 45.94% | 42.40% | 41.67% | 39.93% | 33.76% | 35.11% |
Avg mortgage insurance % | 13.38% | 15.39% | 15.01% | 15.96% | 14.22% | 14.49% | 13.87% | 13.16% | 13.46% |
Best Mortgage Brokers around Winthrop, New York 13697
For those searching for a new home in Winthrop, we have compiled a list of the top mortgage brokers located in and around Winthrop, New York 13697 to assist you with your search.
1st Priority Mortgage
3660 George F Hwy
Endicott NY 13697
(607) 754-4040
info@1stprioritymortgage.com
Onemain Financial
1001 North St
Endicott NY 13697
(607) 786-3273
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Brokerage Concepts
1706 North St
Endicott NY 13697
(607) 766-3000
Colban Funding
3401 E Main St
Endwell NY 13697
(607) 754-5529
http://www.colban.com
Wells Fargo Home Mortgage
520 Columbia Dr
Johnson City NY 13697
(607) 770-1700
marty.finn@wellsfargo.com
Address
3660 George F Hwy
Endicott NY
Contact
(607) 754-4040
info@1stprioritymortgage.com
Address
1001 North St
Endicott NY
Contact
(607) 786-3273
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Address
1706 North St
Endicott NY
Contact
(607) 766-3000