Compare Today’s Mortgage Rates in Wolcott, New York 14590
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Wolcott, New York 14590.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,727 over the lifetime of your 30-year fixed loan, or a monthly savings of $21 in Wolcott and other areas of Wayne county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Wolcott, New York 14590
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Wolcott, New York 14590
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Wolcott, NY 14590. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Wolcott, New York 14590 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Wolcott, New York and around Wayne county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.99% | 92.72% | 92.19% | 90.82% | 87.66% | 86.04% | 84.43% | 85.40% | 80.29% |
| avg mortgage rate | 6.50% | 4.62% | 3.00% | 3.30% | 4.31% | 4.57% | 4.06% | 3.77% | 4.00% |
| % 15 year fixed mortgage | 2.68% | 5.79% | 6.32% | 6.86% | 9.89% | 10.65% | 11.92% | 12.18% | 14.70% |
| avg mortgage rate | 5.84% | 3.78% | 2.38% | 2.79% | 3.76% | 3.99% | 3.36% | 3.01% | 3.16% |
| Avg credit score | 749.43 | 760.67 | 754.61 | 757.61 | 765.14 | 758.63 | 757.78 | 758.12 | 760.42 |
| Avg LTV (loan to value) | 82.10% | 83.21% | 83.19% | 83.25% | 82.93% | 81.03% | 81.15% | 81.56% | 80.63% |
| Avg DTI (debt to income) | 37.19 | 35.64 | 34.66 | 34.71 | 35.14 | 35.08 | 34.75 | 34.38 | 34.65 |
| % First time homebuyer | 50.17% | 47.60% | 40.03% | 39.58% | 45.10% | 35.06% | 34.48% | 33.61% | 31.18% |
| Avg mortgage insurance % | 12.66% | 13.04% | 12.76% | 12.88% | 12.71% | 11.05% | 11.75% | 11.68% | 10.82% |
Best Mortgage Brokers around Wolcott, New York 14590
For those searching for a new home in Wolcott, we have compiled a list of the top mortgage brokers located in and around Wolcott, New York 14590 to assist you with your search.
Name
Address
Contact
Centerpointe Mortgage
2024 W Henrietta Rd
Rochester NY 14590
(585) 241-3080
http://www.centerpointemortgage.com
Web Title Agency
500A Canal View Blvd
Rochester NY 14590
(585) 454-4770
aroides@webtitle.us
First Rochester Mortgage
2024 W Henrietta Rd
Rochester NY 14590
(585) 427-9200
acapuano@firstrochestermortgage.com
Monroe Capital
3445 Winton Pl
Rochester NY 14590
(585) 424-2750
contact@monroecap.net
FFC Mortgage
2595 Brighton Henrietta Town Line Rd
Rochester NY 14590
(585) 697-3500
gterwilliger@flahertyfunding.com
Address
2024 W Henrietta Rd
Rochester NY
Contact
(585) 241-3080
http://www.centerpointemortgage.com
Address
500A Canal View Blvd
Rochester NY
Contact
(585) 454-4770
aroides@webtitle.us
Address
2024 W Henrietta Rd
Rochester NY
Contact
(585) 427-9200
acapuano@firstrochestermortgage.com