Compare Today’s Mortgage Rates in Cairo, Ohio 45820
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Cairo, Ohio 45820.
Our search engine thoroughly explores all home mortgage options in Cairo, Ohio 45820, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,885 in lifetime cash or $16 per month in Cairo and other areas of Allen county.
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Summary of Average Mortgages in Cairo, Ohio 45820
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Cairo, Ohio 45820
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cairo, OH 45820. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cairo, Ohio 45820 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cairo, Ohio and around Allen county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.75% | 90.59% | 89.18% | 87.18% | 84.28% | 80.83% | 82.88% | 81.47% | 80.55% |
| avg mortgage rate | 6.62% | 4.68% | 3.06% | 3.33% | 4.32% | 4.60% | 4.08% | 3.75% | 3.99% |
| % 15 year fixed mortgage | 2.62% | 7.07% | 8.51% | 9.99% | 12.46% | 13.97% | 13.31% | 14.57% | 15.63% |
| avg mortgage rate | 5.92% | 3.97% | 2.44% | 2.81% | 3.66% | 3.97% | 3.27% | 2.96% | 3.08% |
| Avg credit score | 736.80 | 740.16 | 762.71 | 751.98 | 753.04 | 750.31 | 757.21 | 746.79 | 753.65 |
| Avg LTV (loan to value) | 85.21% | 84.57% | 84.79% | 85.21% | 84.17% | 82.69% | 82.92% | 83.12% | 83.26% |
| Avg DTI (debt to income) | 34.49 | 33.80 | 32.61 | 31.81 | 32.28 | 31.60 | 31.56 | 30.92 | 29.96 |
| % First time homebuyer | 51.31% | 44.13% | 39.09% | 41.70% | 43.73% | 34.87% | 31.63% | 30.13% | 27.80% |
| Avg mortgage insurance % | 16.15% | 15.17% | 14.80% | 15.22% | 13.95% | 12.60% | 13.10% | 13.40% | 12.86% |
Best Mortgage Brokers around Cairo, Ohio 45820
For those searching for a new home in Cairo, we have compiled a list of the top mortgage brokers located in and around Cairo, Ohio 45820 to assist you with your search.
Name
Address
Contact
Farm Credit Mid-America
1225 Irmscher Blvd
Celina OH 45820
(419) 586-4229
matt.chaliff@education.ky.gov
Western Ohio Mortgage Company
121 W Logan St
Celina OH 45820
(419) 586-0800
http://westernohiomortgage.com
Common Cents Mortgage
115 E Forest St
Celina OH 45820
(419) 586-2806
American Budget Company
208 W Main St
Coldwater OH 45820
(419) 678-2363
new_bremen@americanbudgetcompany.com
OneMain Financial
1924 Tiffin Ave
Findlay OH 45820
(419) 423-0615
http://branches.onemainfinancial.com/oh/findlay/1924-tiffin-ave.html
Address
1225 Irmscher Blvd
Celina OH
Contact
(419) 586-4229
matt.chaliff@education.ky.gov
Address
121 W Logan St
Celina OH
Contact
(419) 586-0800
http://westernohiomortgage.com
Address
115 E Forest St
Celina OH
Contact
(419) 586-2806