Compare Today’s Mortgage Rates for Cincinnati, Ohio

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cincinnati, Ohio 45999. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,949 or $14 / month in Cincinnati and surrounding areas of Hamilton county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cincinnati, Ohio 45999.

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Summary of Average Mortgage Terms in Cincinnati, Ohio 45999

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cincinnati, OH 45999, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cincinnati, Ohio 45999 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cincinnati, Ohio and around Hamilton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cincinnati, Ohio 45999

If you’re looking to buy a new home in Cincinnati, we have compiled a list of the leading mortgage brokers around Cincinnati, Ohio 45999 to help you with your search.

Name
Address
Contact

Emery Federal Credit Union

435 Sycamore St

Cincinnati OH 45999

(513) 381-3030

http://emeryfcu.org/

Hyde Park CG

1008 Race St

Cincinnati OH 45999

(513) 792-2940

http://www.hydeparkcg.com

Rapid Mortgage

1136 Saint Gregory St

Cincinnati OH 45999

(513) 407-6767

scott@rapidcincy.com

Csc Mortgage Service

205 W 4th St

Cincinnati OH 45999

(513) 651-6280

answers@csc.com

International Finance Group

312 Walnut St

Cincinnati OH 45999

(513) 762-7896

Address

435 Sycamore St

Cincinnati OH

Contact

(513) 381-3030

http://emeryfcu.org/

Address

1008 Race St

Cincinnati OH

Contact

(513) 792-2940

http://www.hydeparkcg.com

Address

1136 Saint Gregory St

Cincinnati OH

Contact

(513) 407-6767

scott@rapidcincy.com

News on Mortgages and Reverse Mortgages for Cincinnati, Ohio 45999