Compare Today’s Mortgage Rates in Cincinnati, Ohio 45235
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Cincinnati, Ohio 45235.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,096 over the lifetime of your 30-year fixed loan, or a monthly savings of $20 in Cincinnati and other areas of Hamilton county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Cincinnati, Ohio 45235
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Interactive Mortgage Rate Projections for Cincinnati, Ohio 45235
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cincinnati, OH 45235. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cincinnati, Ohio 45235 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cincinnati, Ohio and around Hamilton county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.75% | 90.59% | 89.18% | 87.18% | 84.28% | 80.83% | 82.88% | 81.47% | 80.55% |
avg mortgage rate | 6.62% | 4.68% | 3.06% | 3.33% | 4.32% | 4.60% | 4.08% | 3.75% | 3.99% |
% 15 year fixed mortgage | 2.62% | 7.07% | 8.51% | 9.99% | 12.46% | 13.97% | 13.31% | 14.57% | 15.63% |
avg mortgage rate | 5.92% | 3.97% | 2.44% | 2.81% | 3.66% | 3.97% | 3.27% | 2.96% | 3.08% |
Avg credit score | 736.80 | 740.16 | 762.71 | 751.98 | 753.04 | 750.31 | 757.21 | 746.79 | 753.65 |
Avg LTV (loan to value) | 85.21% | 84.57% | 84.79% | 85.21% | 84.17% | 82.69% | 82.92% | 83.12% | 83.26% |
Avg DTI (debt to income) | 34.49 | 33.80 | 32.61 | 31.81 | 32.28 | 31.60 | 31.56 | 30.92 | 29.96 |
% First time homebuyer | 51.31% | 44.13% | 39.09% | 41.70% | 43.73% | 34.87% | 31.63% | 30.13% | 27.80% |
Avg mortgage insurance % | 16.15% | 15.17% | 14.80% | 15.22% | 13.95% | 12.60% | 13.10% | 13.40% | 12.86% |
Best Mortgage Brokers around Cincinnati, Ohio 45235
For those searching for a new home in Cincinnati, we have compiled a list of the top mortgage brokers located in and around Cincinnati, Ohio 45235 to assist you with your search.
Emery Federal Credit Union
435 Sycamore St
Cincinnati OH 45235
(513) 381-3030
http://emeryfcu.org/
Hyde Park CG
1008 Race St
Cincinnati OH 45235
(513) 792-2940
http://www.hydeparkcg.com
Rapid Mortgage
1136 Saint Gregory St
Cincinnati OH 45235
(513) 407-6767
scott@rapidcincy.com
Csc Mortgage Service
205 W 4th St
Cincinnati OH 45235
(513) 651-6280
answers@csc.com
International Finance Group
312 Walnut St
Cincinnati OH 45235
(513) 762-7896
Address
435 Sycamore St
Cincinnati OH
Contact
(513) 381-3030
http://emeryfcu.org/
Address
1008 Race St
Cincinnati OH
Contact
(513) 792-2940
http://www.hydeparkcg.com
Address
1136 Saint Gregory St
Cincinnati OH
Contact
(513) 407-6767
scott@rapidcincy.com