Compare Today’s Mortgage Rates in Dayton, Ohio 45430
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Dayton, Ohio 45430.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $3,784 over the lifetime of your 30-year fixed loan, or a monthly savings of $11 in Dayton and other areas of Montgomery county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Dayton, Ohio 45430
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Interactive Mortgage Rate Projections for Dayton, Ohio 45430
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Dayton, OH 45430. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Dayton, Ohio 45430 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Dayton, Ohio and around Montgomery county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.75% | 90.59% | 89.18% | 87.18% | 84.28% | 80.83% | 82.88% | 81.47% | 80.55% |
avg mortgage rate | 6.62% | 4.68% | 3.06% | 3.33% | 4.32% | 4.60% | 4.08% | 3.75% | 3.99% |
% 15 year fixed mortgage | 2.62% | 7.07% | 8.51% | 9.99% | 12.46% | 13.97% | 13.31% | 14.57% | 15.63% |
avg mortgage rate | 5.92% | 3.97% | 2.44% | 2.81% | 3.66% | 3.97% | 3.27% | 2.96% | 3.08% |
Avg credit score | 736.80 | 740.16 | 762.71 | 751.98 | 753.04 | 750.31 | 757.21 | 746.79 | 753.65 |
Avg LTV (loan to value) | 85.21% | 84.57% | 84.79% | 85.21% | 84.17% | 82.69% | 82.92% | 83.12% | 83.26% |
Avg DTI (debt to income) | 34.49 | 33.80 | 32.61 | 31.81 | 32.28 | 31.60 | 31.56 | 30.92 | 29.96 |
% First time homebuyer | 51.31% | 44.13% | 39.09% | 41.70% | 43.73% | 34.87% | 31.63% | 30.13% | 27.80% |
Avg mortgage insurance % | 16.15% | 15.17% | 14.80% | 15.22% | 13.95% | 12.60% | 13.10% | 13.40% | 12.86% |
Best Mortgage Brokers around Dayton, Ohio 45430
For those searching for a new home in Dayton, we have compiled a list of the top mortgage brokers located in and around Dayton, Ohio 45430 to assist you with your search.
E Lawsuit Loans
111 Grafton Ave
Dayton OH 45430
(800) 972-5560
sales@elawsuitloans.com
Ace Cash Express
3516 W Siebenthaler Ave
Dayton OH 45430
(937) 275-4912
customerservice@acecashexpress.com
National Cash Advance
5268 Salem Ave
Dayton OH 45430
(937) 854-3223
http://nationalcashadvance.com
Ace Cash Express
1030 S Smithville Rd
Dayton OH 45430
(937) 253-1495
customerservice@acecashexpress.com
Eastside Jewelry & Loan
1500 E 3rd St
Dayton OH 45430
(937) 220-9977
Address
111 Grafton Ave
Dayton OH
Contact
(800) 972-5560
sales@elawsuitloans.com
Address
3516 W Siebenthaler Ave
Dayton OH
Contact
(937) 275-4912
customerservice@acecashexpress.com
Address
5268 Salem Ave
Dayton OH
Contact
(937) 854-3223
http://nationalcashadvance.com