Compare Today’s Mortgage Rates for Dayton, Ohio

Pureloan searches mortgage lenders and major banks in Dayton, Ohio 45402 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,613 or $4 / month is expected in Dayton and other areas of Montgomery county.

Pureloan’s search engine explores all home mortgage options in Dayton, Ohio 45402, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Dayton, Ohio 45402

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Dayton, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Dayton, OH 45402, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Dayton, OH

Historical Mortgage Rates for Dayton, Ohio 45402 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Dayton, Ohio and around Montgomery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Dayton, Ohio 45402

If you’re looking to buy a new home in Dayton, we have compiled a list of the leading mortgage brokers around Dayton, Ohio 45402 to help you with your search.

Name
Address
Contact

E Lawsuit Loans

111 Grafton Ave

Dayton OH 45402

(800) 972-5560

sales@elawsuitloans.com

Ace Cash Express

3516 W Siebenthaler Ave

Dayton OH 45402

(937) 275-4912

customerservice@acecashexpress.com

National Cash Advance

5268 Salem Ave

Dayton OH 45402

(937) 854-3223

http://nationalcashadvance.com

Ace Cash Express

1030 S Smithville Rd

Dayton OH 45402

(937) 253-1495

customerservice@acecashexpress.com

Eastside Jewelry & Loan

1500 E 3rd St

Dayton OH 45402

(937) 220-9977

Address

111 Grafton Ave

Dayton OH

Contact

(800) 972-5560

sales@elawsuitloans.com

Address

3516 W Siebenthaler Ave

Dayton OH

Contact

(937) 275-4912

customerservice@acecashexpress.com

Address

5268 Salem Ave

Dayton OH

Contact

(937) 854-3223

http://nationalcashadvance.com

News on Mortgages and Reverse Mortgages for Dayton, Ohio 45402