Compare Today’s Mortgage Rates for Dayton, Ohio

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Dayton, Ohio 45490. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,583 or $7 / month in Dayton and surrounding areas of Montgomery county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Dayton, Ohio 45490.

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Summary of Average Mortgage Terms in Dayton, Ohio 45490

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Dayton, OH 45490, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Dayton, Ohio 45490 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Dayton, Ohio and around Montgomery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.80% 81.55% 82.21% 82.91% 84.66% 85.22% 82.63% 82.19%
avg mortgage rate 4.92% 4.63% 3.88% 3.98% 4.44% 4.09% 3.89% 4.10%
% 15 year fixed mortgage 10.24% 12.24% 14.61% 14.43% 11.46% 11.40% 13.40% 12.72%
avg mortgage rate 4.36% 3.91% 3.16% 3.10% 3.43% 3.22% 3.02% 3.17%
Avg credit score 765.84 764.52 764.45 762.59 756.61 756.54 755.53 751.72
Avg LTV (loan to value) 76.46% 77.83% 79.37% 80.38% 82.24% 82.48% 82.24% 81.48%
Avg DTI (debt to income) 31.16 30.64 30.04 30.81 32.46 33.09 32.60 34.24
% First time homebuyer 25.29% 25.14% 21.70% 22.37% 27.91% 29.67% 29.67% 27.54%
Avg mortgage insurance % 5.12% 6.81% 8.86% 10.34% 12.91% 13.49% 12.98% 12.50%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Dayton, Ohio 45490

If you’re looking to buy a new home in Dayton, we have compiled a list of the leading mortgage brokers around Dayton, Ohio 45490 to help you with your search.

Name
Address
Contact

E Lawsuit Loans

111 Grafton Ave

Dayton OH 45490

(800) 972-5560

sales@elawsuitloans.com

Ace Cash Express

3516 W Siebenthaler Ave

Dayton OH 45490

(937) 275-4912

customerservice@acecashexpress.com

National Cash Advance

5268 Salem Ave

Dayton OH 45490

(937) 854-3223

http://nationalcashadvance.com

Ace Cash Express

1030 S Smithville Rd

Dayton OH 45490

(937) 253-1495

customerservice@acecashexpress.com

Eastside Jewelry & Loan

1500 E 3rd St

Dayton OH 45490

(937) 220-9977

Address

111 Grafton Ave

Dayton OH

Contact

(800) 972-5560

sales@elawsuitloans.com

Address

3516 W Siebenthaler Ave

Dayton OH

Contact

(937) 275-4912

customerservice@acecashexpress.com

Address

5268 Salem Ave

Dayton OH

Contact

(937) 854-3223

http://nationalcashadvance.com

News on Mortgages and Reverse Mortgages for Dayton, Ohio 45490