Compare Today’s Mortgage Rates in Decatur, Ohio 45115
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Decatur, Ohio 45115.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,885 over the lifetime of your 30-year fixed loan, or a monthly savings of $16 in Decatur and other areas of Brown county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Decatur, Ohio 45115
Become a certified mortgage expert on Pureloan.com
in Decatur, Ohio 45115
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Decatur, Ohio 45115
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Decatur, OH 45115. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Decatur, Ohio 45115 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Decatur, Ohio and around Brown county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.75% | 90.59% | 89.18% | 87.18% | 84.28% | 80.83% | 82.88% | 81.47% | 80.55% |
avg mortgage rate | 6.62% | 4.68% | 3.06% | 3.33% | 4.32% | 4.60% | 4.08% | 3.75% | 3.99% |
% 15 year fixed mortgage | 2.62% | 7.07% | 8.51% | 9.99% | 12.46% | 13.97% | 13.31% | 14.57% | 15.63% |
avg mortgage rate | 5.92% | 3.97% | 2.44% | 2.81% | 3.66% | 3.97% | 3.27% | 2.96% | 3.08% |
Avg credit score | 736.80 | 740.16 | 762.71 | 751.98 | 753.04 | 750.31 | 757.21 | 746.79 | 753.65 |
Avg LTV (loan to value) | 85.21% | 84.57% | 84.79% | 85.21% | 84.17% | 82.69% | 82.92% | 83.12% | 83.26% |
Avg DTI (debt to income) | 34.49 | 33.80 | 32.61 | 31.81 | 32.28 | 31.60 | 31.56 | 30.92 | 29.96 |
% First time homebuyer | 51.31% | 44.13% | 39.09% | 41.70% | 43.73% | 34.87% | 31.63% | 30.13% | 27.80% |
Avg mortgage insurance % | 16.15% | 15.17% | 14.80% | 15.22% | 13.95% | 12.60% | 13.10% | 13.40% | 12.86% |
Best Mortgage Brokers around Decatur, Ohio 45115
For those searching for a new home in Decatur, we have compiled a list of the top mortgage brokers located in and around Decatur, Ohio 45115 to assist you with your search.
OneMain Financial
474 Home St
Georgetown OH 45115
(937) 378-6141
http://branches.onemainfinancial.com/oh/georgetown/474-home-street.html
New Richmond National Bank
415 Market St
Felicity OH 45115
(513) 876-2581
OneMain Financial
1013 Lila Ave
Milford OH 45115
(513) 831-4046
http://branches.onemainfinancial.com/oh/milford/1013-lila-avenue.html
Ohio Auto Loan Services, Inc.
950 Lila Ave
Milford OH 45115
(513) 401-7539
http://www.Ohio514CASH.com
First Bancorp Mortgage
200 Techne Center Dr
Milford OH 45115
(513) 965-0015
rob@1stbancorpmortgage.com
Address
474 Home St
Georgetown OH
Contact
(937) 378-6141
http://branches.onemainfinancial.com/oh/georgetown/474-home-street.html
Address
415 Market St
Felicity OH
Contact
(513) 876-2581
Address
1013 Lila Ave
Milford OH
Contact
(513) 831-4046
http://branches.onemainfinancial.com/oh/milford/1013-lila-avenue.html