Compare Today’s Mortgage Rates in Lancaster, Ohio 43130
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Lancaster, Ohio 43130.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $11,758 over the lifetime of your 30-year fixed loan, or a monthly savings of $33 in Lancaster and other areas of Fairfield county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Lancaster, Ohio 43130
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Interactive Mortgage Rate Projections for Lancaster, Ohio 43130
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lancaster, OH 43130. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lancaster, Ohio 43130 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lancaster, Ohio and around Fairfield county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.10% | 93.65% | 94.44% | 92.96% | 91.63% | 89.61% | 90.05% | 88.65% | 87.22% |
avg mortgage rate | 6.40% | 4.60% | 3.02% | 3.34% | 4.32% | 4.59% | 4.15% | 3.88% | 4.07% |
% 15 year fixed mortgage | 3.59% | 5.12% | 4.56% | 5.36% | 6.28% | 7.58% | 7.13% | 8.73% | 10.22% |
avg mortgage rate | 5.48% | 3.52% | 2.37% | 2.79% | 3.67% | 3.93% | 3.32% | 2.99% | 3.18% |
Avg credit score | 759.18 | 757.20 | 757.08 | 761.92 | 753.29 | 755.87 | 751.54 | 750.82 | 754.37 |
Avg LTV (loan to value) | 81.31% | 82.18% | 83.41% | 83.83% | 82.92% | 81.55% | 82.00% | 83.23% | 83.13% |
Avg DTI (debt to income) | 38.26 | 36.00 | 34.17 | 34.36 | 35.19 | 35.28 | 34.52 | 33.48 | 32.97 |
% First time homebuyer | 49.26% | 42.35% | 42.18% | 42.90% | 41.01% | 34.01% | 34.64% | 32.54% | 34.95% |
Avg mortgage insurance % | 13.48% | 13.51% | 13.87% | 14.11% | 13.28% | 11.90% | 12.24% | 13.76% | 13.81% |
Best Mortgage Brokers around Lancaster, Ohio 43130
For those searching for a new home in Lancaster, we have compiled a list of the top mortgage brokers located in and around Lancaster, Ohio 43130 to assist you with your search.
Jericho Mortgage
117 W Main St
Lancaster OH 43130
(740) 653-7595
rodcotner@jerichomortgage.net
Ohio Valley Trading & Exchange
2805 Columbus Lancaster Rd NW
Lancaster OH 43130
(740) 380-3702
Shelter Mortgage
302 E Main St
Lancaster OH 43130
(740) 653-9191
http://www.shelter-mortgage.com/
Guardian Finance Company
137 W Main St
Lancaster OH 43130
(740) 654-6959
http://guardianfinancecompany.com
Concord Mortgage Group
116 Starret St
Lancaster OH 43130
(740) 654-1200
info@concordmortgagegroup.com
Address
117 W Main St
Lancaster OH
Contact
(740) 653-7595
rodcotner@jerichomortgage.net
Address
2805 Columbus Lancaster Rd NW
Lancaster OH
Contact
(740) 380-3702
Address
302 E Main St
Lancaster OH
Contact
(740) 653-9191
http://www.shelter-mortgage.com/