Compare Today’s Mortgage Rates for North Ridgeville, Ohio
Pureloan searches mortgage lenders and major banks in North Ridgeville, Ohio 44039 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $18,273 or $51 / month is expected in North Ridgeville and other areas of Lorain county.
Pureloan’s search engine explores all home mortgage options in North Ridgeville, Ohio 44039, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in North Ridgeville, Ohio 44039
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Interactive Mortgage Rate Projections for North Ridgeville, OH
To forecast and predict mortgage rates in North Ridgeville, OH 44039, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for North Ridgeville, Ohio 44039 from 2014 - 2021
We have compiled mortgage rate charts for home loans in North Ridgeville, Ohio and around Lorain county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.10% | 86.11% | 84.29% | 84.98% | 89.01% | 88.87% | 88.26% | 91.29% |
| avg mortgage rate | 4.92% | 4.65% | 3.87% | 3.98% | 4.46% | 4.14% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 9.32% | 11.08% | 11.55% | 11.80% | 8.83% | 8.90% | 9.53% | 6.18% |
| avg mortgage rate | 4.33% | 3.90% | 3.13% | 3.07% | 3.45% | 3.26% | 3.09% | 3.35% |
| Avg credit score | 764.20 | 761.60 | 761.12 | 757.85 | 754.42 | 752.43 | 748.57 | 751.22 |
| Avg LTV (loan to value) | 77.20% | 78.49% | 79.82% | 81.45% | 83.49% | 83.86% | 84.12% | 83.42% |
| Avg DTI (debt to income) | 32.79 | 32.24 | 32.15 | 32.33 | 33.37 | 33.33 | 33.62 | 34.22 |
| % First time homebuyer | 31.76% | 28.14% | 28.93% | 30.41% | 35.89% | 36.48% | 33.02% | 35.11% |
| Avg mortgage insurance % | 4.91% | 6.71% | 8.10% | 10.41% | 12.99% | 14.10% | 14.15% | 13.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around North Ridgeville, Ohio 44039
If you’re looking to buy a new home in North Ridgeville, we have compiled a list of the leading mortgage brokers around North Ridgeville, Ohio 44039 to help you with your search.
Name
Address
Contact
Nicholas Financial
33109 Center Ridge Rd
North Ridgeville OH 44039
(440) 327-1938
jobs@nicfn.com
Ohio Auto Loan Services, Inc.
34441 Center Ridge Rd
North Ridgeville OH 44039
(440) 328-4719
http://www.Ohio514CASH.com
Pulte Homes
9464 Saw Mill Dr
North Ridgeville OH 44039
(440) 327-0433
http://www.pulte.com/
ENG Lending
37723 Center Ridge Rd
North Ridgeville OH 44039
(440) 327-5626
Del Webb
9464 Saw Mill Dr
North Ridgeville OH 44039
(440) 327-0433
http://delwebb.com
Address
33109 Center Ridge Rd
North Ridgeville OH
Contact
(440) 327-1938
jobs@nicfn.com
Address
34441 Center Ridge Rd
North Ridgeville OH
Contact
(440) 328-4719
http://www.Ohio514CASH.com
Address
9464 Saw Mill Dr
North Ridgeville OH
Contact
(440) 327-0433
http://www.pulte.com/