Compare Today’s Mortgage Rates for Oak Harbor, Ohio

Pureloan searches mortgage lenders and major banks in Oak Harbor, Ohio 43449 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,962 or $8 / month is expected in Oak Harbor and other areas of Ottawa county.

Pureloan’s search engine explores all home mortgage options in Oak Harbor, Ohio 43449, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oak Harbor, Ohio 43449

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oak Harbor, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oak Harbor, OH 43449, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oak Harbor, OH

Historical Mortgage Rates for Oak Harbor, Ohio 43449 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Oak Harbor, Ohio and around Ottawa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.24% 86.25% 86.66% 87.86% 89.76% 87.38% 88.76% 90.06%
avg mortgage rate 4.89% 4.64% 3.84% 3.96% 4.43% 4.08% 3.88% 4.11%
% 15 year fixed mortgage 8.66% 10.58% 10.21% 9.35% 7.71% 10.07% 8.69% 7.16%
avg mortgage rate 4.36% 3.86% 3.11% 3.10% 3.48% 3.19% 2.99% 3.27%
Avg credit score 762.57 763.05 762.45 761.54 756.03 754.16 750.83 751.37
Avg LTV (loan to value) 77.62% 79.07% 80.74% 82.48% 84.02% 83.27% 83.30% 81.85%
Avg DTI (debt to income) 31.92 31.47 30.64 31.68 32.78 33.07 33.51 34.38
% First time homebuyer 25.84% 28.65% 24.92% 26.72% 32.51% 34.85% 32.44% 33.83%
Avg mortgage insurance % 5.98% 7.87% 9.80% 11.97% 14.71% 13.97% 13.84% 12.13%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oak Harbor, Ohio 43449

If you’re looking to buy a new home in Oak Harbor, we have compiled a list of the leading mortgage brokers around Oak Harbor, Ohio 43449 to help you with your search.

Name
Address
Contact

Ted Edginton-Us Bank MTG Loan

215 W Water St

Oak Harbor OH 43449

(248) 206-0003

http://www.mortgage.usbank.com/ted-edginton-oak-harbor-oh.html

Mark V. Webberly - US Bank Mortgage Loan Originator

215 W Water St

Oak Harbor OH 43449

(248) 945-5299

mark.webberly@usbank.com

Beacon Mortgage Services

5588 E Farrow Ave

Port Clinton OH 43449

(419) 732-6144

American Loan Mortgage

1 Grande Lake Dr

Port Clinton OH 43449

(419) 734-5626

almcorp@earthlink.net

John Dierksen

4094 N Barclay Dr

Port Clinton OH 43449

(419) 797-3878

jdierksen@ffl.net

Address

215 W Water St

Oak Harbor OH

Contact

(248) 206-0003

http://www.mortgage.usbank.com/ted-edginton-oak-harbor-oh.html

Address

215 W Water St

Oak Harbor OH

Contact

(248) 945-5299

mark.webberly@usbank.com

Address

5588 E Farrow Ave

Port Clinton OH

Contact

(419) 732-6144

News on Mortgages and Reverse Mortgages for Oak Harbor, Ohio 43449