Compare Today’s Mortgage Rates for Oberlin, Ohio

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Oberlin, Ohio 44074. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,640 or $21 / month in Oberlin and other areas of Lorain county.

Our search engine explores all home mortgage options in Oberlin, Ohio 44074, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oberlin, Ohio 44074

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oberlin, OH

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oberlin, OH 44074, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oberlin, OH

Historical Mortgage Rates for Oberlin, Ohio 44074 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Oberlin, Ohio and around Lorain county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 88.10% 86.11% 84.29% 84.98% 89.01% 88.87% 88.26% 91.29%
avg mortgage rate 4.92% 4.65% 3.87% 3.98% 4.46% 4.14% 3.95% 4.13%
% 15 year fixed mortgage 9.32% 11.08% 11.55% 11.80% 8.83% 8.90% 9.53% 6.18%
avg mortgage rate 4.33% 3.90% 3.13% 3.07% 3.45% 3.26% 3.09% 3.35%
Avg credit score 764.20 761.60 761.12 757.85 754.42 752.43 748.57 751.22
Avg LTV (loan to value) 77.20% 78.49% 79.82% 81.45% 83.49% 83.86% 84.12% 83.42%
Avg DTI (debt to income) 32.79 32.24 32.15 32.33 33.37 33.33 33.62 34.22
% First time homebuyer 31.76% 28.14% 28.93% 30.41% 35.89% 36.48% 33.02% 35.11%
Avg mortgage insurance % 4.91% 6.71% 8.10% 10.41% 12.99% 14.10% 14.15% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oberlin, Ohio 44074

If you’re looking to buy a new home in Oberlin, we have compiled a list of the leading mortgage brokers around Oberlin, Ohio 44074 to help you with your search.

Name
Address
Contact

Farm Credit Mid-America

530 S Main St

Oberlin OH 44074

(440) 775-4028

https://e-farmcredit.com/

Third Federal Savings & Loan

24 E College St

Oberlin OH 44074

(440) 284-0380

stefanskim@thirdfederal.com

Farm Credit Services

530 S Main St

Oberlin OH 44074

(440) 775-4028

http://www.e-farmcredit.com

Wells Fargo Home Mortgage

4722 Great Northern Blvd

North Olmsted OH 44074

(440) 777-9392

timothy.j.davison@wellsfargo.com

Check 'n Go

24755 Lorain Rd

North Olmsted OH 44074

(440) 979-1670

comments@checkngo.com

Address

530 S Main St

Oberlin OH

Contact

(440) 775-4028

https://e-farmcredit.com/

Address

24 E College St

Oberlin OH

Contact

(440) 284-0380

stefanskim@thirdfederal.com

Address

530 S Main St

Oberlin OH

Contact

(440) 775-4028

http://www.e-farmcredit.com