Compare Today’s Mortgage Rates for Oberlin, Ohio
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Oberlin, Ohio 44074. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,640 or $21 / month in Oberlin and other areas of Lorain county.
Our search engine explores all home mortgage options in Oberlin, Ohio 44074, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Oberlin, Ohio 44074


Become a certified mortgage expert on Pureloan.com
in Oberlin, Ohio 44074
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Oberlin, OH
To forecast and predict mortgage rates in Oberlin, OH 44074, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Oberlin, Ohio 44074 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Oberlin, Ohio and around Lorain county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 88.10% | 86.11% | 84.29% | 84.98% | 89.01% | 88.87% | 88.26% | 91.29% |
avg mortgage rate | 4.92% | 4.65% | 3.87% | 3.98% | 4.46% | 4.14% | 3.95% | 4.13% |
% 15 year fixed mortgage | 9.32% | 11.08% | 11.55% | 11.80% | 8.83% | 8.90% | 9.53% | 6.18% |
avg mortgage rate | 4.33% | 3.90% | 3.13% | 3.07% | 3.45% | 3.26% | 3.09% | 3.35% |
Avg credit score | 764.20 | 761.60 | 761.12 | 757.85 | 754.42 | 752.43 | 748.57 | 751.22 |
Avg LTV (loan to value) | 77.20% | 78.49% | 79.82% | 81.45% | 83.49% | 83.86% | 84.12% | 83.42% |
Avg DTI (debt to income) | 32.79 | 32.24 | 32.15 | 32.33 | 33.37 | 33.33 | 33.62 | 34.22 |
% First time homebuyer | 31.76% | 28.14% | 28.93% | 30.41% | 35.89% | 36.48% | 33.02% | 35.11% |
Avg mortgage insurance % | 4.91% | 6.71% | 8.10% | 10.41% | 12.99% | 14.10% | 14.15% | 13.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Oberlin, Ohio 44074
If you’re looking to buy a new home in Oberlin, we have compiled a list of the leading mortgage brokers around Oberlin, Ohio 44074 to help you with your search.
Farm Credit Mid-America
530 S Main St
Oberlin OH 44074
(440) 775-4028
https://e-farmcredit.com/
Third Federal Savings & Loan
24 E College St
Oberlin OH 44074
(440) 284-0380
stefanskim@thirdfederal.com
Farm Credit Services
530 S Main St
Oberlin OH 44074
(440) 775-4028
http://www.e-farmcredit.com
Wells Fargo Home Mortgage
4722 Great Northern Blvd
North Olmsted OH 44074
(440) 777-9392
timothy.j.davison@wellsfargo.com
Check 'n Go
24755 Lorain Rd
North Olmsted OH 44074
(440) 979-1670
comments@checkngo.com
Address
530 S Main St
Oberlin OH
Contact
(440) 775-4028
https://e-farmcredit.com/
Address
24 E College St
Oberlin OH
Contact
(440) 284-0380
stefanskim@thirdfederal.com
Address
530 S Main St
Oberlin OH
Contact
(440) 775-4028
http://www.e-farmcredit.com