Compare Today’s Mortgage Rates for Ohio City, Ohio
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ohio City, Ohio 45874. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,695 or $16 / month in Ohio City and surrounding areas of Van Wert county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ohio City, Ohio 45874.
Summary of Average Mortgage Terms in Ohio City, Ohio 45874
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs


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Interactive Mortgage Rate Projections for Ohio City, OH
To forecast and predict mortgage rates in Ohio City, OH 45874, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Ohio City, Ohio 45874 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Ohio City, Ohio and around Van Wert county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 85.80% | 81.55% | 82.21% | 82.91% | 84.66% | 85.22% | 82.63% | 82.19% |
avg mortgage rate | 4.92% | 4.63% | 3.88% | 3.98% | 4.44% | 4.09% | 3.89% | 4.10% |
% 15 year fixed mortgage | 10.24% | 12.24% | 14.61% | 14.43% | 11.46% | 11.40% | 13.40% | 12.72% |
avg mortgage rate | 4.36% | 3.91% | 3.16% | 3.10% | 3.43% | 3.22% | 3.02% | 3.17% |
Avg credit score | 765.84 | 764.52 | 764.45 | 762.59 | 756.61 | 756.54 | 755.53 | 751.72 |
Avg LTV (loan to value) | 76.46% | 77.83% | 79.37% | 80.38% | 82.24% | 82.48% | 82.24% | 81.48% |
Avg DTI (debt to income) | 31.16 | 30.64 | 30.04 | 30.81 | 32.46 | 33.09 | 32.60 | 34.24 |
% First time homebuyer | 25.29% | 25.14% | 21.70% | 22.37% | 27.91% | 29.67% | 29.67% | 27.54% |
Avg mortgage insurance % | 5.12% | 6.81% | 8.86% | 10.34% | 12.91% | 13.49% | 12.98% | 12.50% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Ohio City, Ohio 45874
If you’re looking to buy a new home in Ohio City, we have compiled a list of the leading mortgage brokers around Ohio City, Ohio 45874 to help you with your search.
Name
Address
Contact
Ag Credit
315 W Williamstown Rd
Ottawa OH 45874
(419) 523-6677
kschnipke@agcredit.net
Hometown Mortgage Lending Co.
343 E Main St
Ottawa OH 45874
(419) 523-3237
Address
315 W Williamstown Rd
Ottawa OH
Contact
(419) 523-6677
kschnipke@agcredit.net
Address
343 E Main St
Ottawa OH
Contact
(419) 523-3237